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Experian % of credit in use has gone up !?!
Rachelbr21
Posts: 17 Forumite
So I have paid all my debts off which are not yet showing on the report but the percentage of used credit has gone up by 1% from 11% to 12%. I don't get how this can go up when nothing else has updated on my file yet:mad: if anything it should go down as now I've paid everything off. Also is there a percentage that mortgage lenders look for? I am so worried now that this bloody report which is inaccurate is going to mess things up for me.
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