Wait till Oct or Not for Balance Transfer

olioli86

Hi all,

First time poster so hope I am doing this right. I've recently seen some decent looking offers on balance transfers. Specifically the Lloyds 24 months 0% interest for 1.49% fee on transfers, but am in a dilemma...
I'm currently with a tesco card that is interest free until October and I'm not sure whether to wait till nearer then or swap now and take this offer, due to fear or the offers being worse then.
I know I'm asking for some crystal ball gazing, but is it more sensible to wait or take the offer now (this is bearing in mind that I would not intend on doing another balance transfer by the end of this period either way, should be paid off.)

Thanks

CLAPTON

olioli86 wrote: »

Hi all,

First time poster so hope I am doing this right. I've recently seen some decent looking offers on balance transfers. Specifically the Lloyds 24 months 0% interest for 1.49% fee on transfers, but am in a dilemma...
I'm currently with a tesco card that is interest free until October and I'm not sure whether to wait till nearer then or swap now and take this offer, due to fear or the offers being worse then.
I know I'm asking for some crystal ball gazing, but is it more sensible to wait or take the offer now (this is bearing in mind that I would not intend on doing another balance transfer by the end of this period either way, should be paid off.)

Thanks

there is no reason not to apply now

olioli86

thanks. The only real reason would be if I could leave money in savings for another 8 months at the end getting interest I thought.