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Having a credit card with your bank.

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Comments

  • freebiz14
    freebiz14 Posts: 23 Forumite
    I would consider having one credit enough, especially if you had financial problem in the past. The least amount of other peoples money I have access to, the better for me.

    I would keep one card and try to maintain good payment standing my record can be used to help me in the future when I'm ready to increase my assets/wealth.
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    Always clear balances in full.

    Have two cards with different firms. One used occasionally as your back up.

    Get out of this pointless idea of running a balance and paying interest.
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