We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
100% guaranteed

foxsden
Posts: 2 Newbie
After completing the credit search on Money Saving Expert page I received a 100% guarantee for a Halifax 0% balance card, the page also informed me that as I had completed the search NO FURTHER CREDIT SEARCH WOULD BE REQUIRED. Acceptance would be automatic. Having proceeded to complete the Halifax on line application, and getting to the last part it informed me that my credit limit would not be £1200 but only £500 with a transfer limit of only £475, having contacted them they said a full credit search would still be required and that Money Saving Expert site is wrong. Has any one else come across this situation?
0
Comments
-
What has this site got to do with credit searches?"You know when it's cold outside when you go outside and it's cold"0
-
when applying for a credit card this site does a "soft search" which doesn't leave a footprint on your credit score.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards