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  • ChesterDog
    ChesterDog Posts: 1,145 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Highest-rate accounts often have irksome terms and conditions attached. They might be with a provider that you do not care for, have no internet access, variable rates, restrictions on withdrawals or deposits, lousy consumer interfaces, a ban on dogs opening accounts.

    Alternatively, some savvy organisations offer a delicious dog biscuit on sign-up.

    Low rate? What low rate? :-)
    I am one of the Dogs of the Index.
  • ChesterDog
    ChesterDog Posts: 1,145 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Archibald wrote:
    Or did your cat run over the keyboard?

    I'll get this one!
    I am one of the Dogs of the Index.
  • crisp
    crisp Posts: 435 Forumite
    small print dear boy, check the small print
  • Wilkins
    Wilkins Posts: 444 Forumite
    Tena wrote: »
    I'm guessing there is a website/QUOTE]
    You guessed right. It's

    http://www.moneysavingexpert.com/savings/savings-accounts-best-interest
  • Jegersmart
    Jegersmart Posts: 1,158 Forumite
    pikka wrote: »
    nope dude.. Before investing money its so important to find out the credit worthiness of the financial institution.. in simple terms , the trust maintain by the financial institution among the public. then the rate comes to the second..

    lol?

    All the major banks are covered by the FSCS guarantee to £85K per institution. Forget the above post imho.

    Different banks offer different rates depending on their current aims. Some banks are looking for more cash and offer higher rates, some aren't and don't. This is a very simplified way to look at it ofc.

    J
  • Jegersmart
    Jegersmart Posts: 1,158 Forumite
    innovate wrote: »
    OK, so as a car mechanic, would you find it strange if someone asked you whether there was a website to help people decide between a Boeing Dreamliner and a Ford Escort, or whether they should perhaps rather buy a bus or a boat? And would you buy a VW Golf because a lot of people buy a VW Golf, but you are actually looking for the best method of transport from London to New York?

    Wouldn't you immediately ask people where they want to go, how many of them there is, how much money they have, how fast they need to go etc? I.e. wouldn't you want to know what their requirements are, so you can tell them whether a car is actually of use to them. And then, which one. No point in suggesting to a single pensioner with no relatives he needs a 12 seater SUV. Equally, no point in suggesting a Smart car to a mum of 4 who needs a car for the daily school run.

    Hope that helps.

    But I still think you are a troll.

    I guess someone is bored. And angry.
  • le_loup
    le_loup Posts: 4,047 Forumite
    Jegersmart wrote: »
    I guess someone is bored. And angry.
    Not so.
    Have you looked at the other threads started by this troll? innovate helps people who need help, or have you not noticed?
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    pikka wrote: »
    nope dude.. Before investing money its so important to find out the credit worthiness of the financial institution.. in simple terms , the trust maintain by the financial institution among the public. then the rate comes to the second..
    How, precisely, do you do this?
  • Jegersmart
    Jegersmart Posts: 1,158 Forumite
    le_loup wrote: »
    Not so.
    Have you looked at the other threads started by this troll? innovate helps people who need help, or have you not noticed?

    I guess it is rather a subjective point. Also, the tone used is poor but again that is just my opinion.

    Noticed? That's rather a narrow-minded view you have there?:D

    J
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    Archi_Bald wrote: »
    bigadaj, did your tablet write this for you? Or did your cat run over the keyboard?

    Thanks for my first proper MSE chuckle in 2014, though!

    Glad to be of help, yes the first paragraph was fine so I can't have looked further than that.

    I'd still claim it's not in the bottom quartile of posts in terms of sensibility though.
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