We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Falling trees

Hello,

I wasn't quite sure the appropriate place to post this, but with the recent storms and high winds I've noticed a conifer tree which is in a neighbours garden is making a cracking/creaking noise as if it's about to reach tipping point.

It's at the back of their garden, but if it were to fall it would most likely fall in our direction which would mean it going through our fence, on top of our cars and potentially on to our house or worst case scenario through our roof etc if it were strong enough.

Where do I stand in trying to make sure the tree is safe? Is it something they are responsible for or if it were to fall would it be considered my problem as it was mother nature and it would only really affect us and not the neighbours.

My biggest concern above all is that it falls on top of our house and were to land above my daughters room.

Thanks for your advice
«1

Comments

  • Chunks
    Chunks Posts: 712 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I would establish if the tree is actually the source of the sound. It could be your fence has blown on to their tree (for example causing the sound you can now hear).

    If you can clearly establish that the tree is somehow unsafe or 'compromised' in some way e.g. big split in the trunk, a polite word with the neighbour would be the next step since they would be liable if the tree were to fall and cause damage.
  • Peter1988
    Peter1988 Posts: 88 Forumite
    Chunks wrote: »
    I would establish if the tree is actually the source of the sound. It could be your fence has blown on to their tree (for example causing the sound you can now hear).

    If you can clearly establish that the tree is somehow unsafe or 'compromised' in some way e.g. big split in the trunk, a polite word with the neighbour would be the next step since they would be liable if the tree were to fall and cause damage.

    Thank you. I leave for work in the dark and get home in the dark so will need to ask them to have a look or wait until the weekend.
  • cyclonebri1
    cyclonebri1 Posts: 12,827 Forumite
    Check this out;

    If it falls and damages your home and car you will have to claim off your own car and home insurance.

    But if you tell the neighbours by recorded letter and then it falls, it is negligence.

    Get a letter off.

    Have to say that this is advice I received from my insurance people, the neighbours, and my solicitor, when roof tiles damaged an uninsured car in my drive.
    I like the thanks button, but ,please, an I agree button.

    Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)

    Always expect the unexpected:eek:and then you won't be dissapointed
  • If it falls and damages your home and car you will have to claim off your own car and home insurance.

    .......but the stupid thing is that if you tell your insurance company that you think the tree is about to fall onto your property, they won't do anything until it does !
  • Biggles
    Biggles Posts: 8,209 Forumite
    1,000 Posts Combo Breaker
    If the tree does actually appear to be dangerous, you can report it to the local council, who can, if necessary, serve a notice on the owner to make it safe.
  • cyclonebri1
    cyclonebri1 Posts: 12,827 Forumite
    .......but the stupid thing is that if you tell your insurance company that you think the tree is about to fall onto your property, they won't do anything until it does !


    Well, no, they can't and to be honest I wouldn't expect them to. Sometime you really do have to protect yourself which is really what the thread is all about;)

    The point is that the position shifts if you register the warning with the neighbour, they fail to act, and then it falls.

    Solicitor also said no need for them to send a letter, simply write it precisely and send it recorded yourself keeping an exact copy.
    I like the thanks button, but ,please, an I agree button.

    Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)

    Always expect the unexpected:eek:and then you won't be dissapointed
  • cyclonebri1
    cyclonebri1 Posts: 12,827 Forumite
    Biggles wrote: »
    If the tree does actually appear to be dangerous, you can report it to the local council, who can, if necessary, serve a notice on the owner to make it safe.

    Agreed, but as always not wanting the neighbours 1st alert to the problem being a letter from the council, a quick word followed by your own back up letter would be my 1st recourse.

    Wars over the garden fence have kicked off for less.:D
    I like the thanks button, but ,please, an I agree button.

    Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)

    Always expect the unexpected:eek:and then you won't be dissapointed
  • Nile
    Nile Posts: 14,799 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi, we move threads if we think they’ll get more help elsewhere (please read the forum rule) so this post/thread has been moved to another board. If you have any questions about this policy please email [EMAIL="forumteam@moneysavingexpert.com"]forumteam@moneysavingexpert.com[/EMAIL].
    10 Dec 2007 - Led Zeppelin - I was there. :j [/COLOR]:cool2: I wear my 50 (gold/red/white) blood donations pin badge with pride. [/SIZE][/COLOR]Give blood, save a life. [/B]
  • Stonker
    Stonker Posts: 577 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 25 January 2014 at 7:15PM
    A tree that (I think) was growing on our property has fallen and is half way down partially blocking the road. I've had a quick scan around on the internet and it would appear to be an 'Act Of God' and therefore I cannot be held responsible (unless it can be established that I was negligent). However, as the tree is now half over, somebody could come up the lane too fast and hit it or it could fall further while a car is attempting to drive under it. Should I call the police and let them know?
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    Stonker wrote: »
    A tree that (I think) was growing on our property has fallen and is half way down partially blocking the road. I've had a quick scan around on the internet and it would appear to be an 'Act Of God' and therefore I cannot be held responsible (unless it can be established that I was negligent). However, as the tree is now half over, somebody could come up the lane too fast and hit it or it could fall further while a car is attempting to drive under it. Should I call the police and let them know?

    Yes, but not on 999.

    You also might have a 24 highways line for your council? Worth checking. :).
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.