Help with locks...

scottishgirl87

My home insurance is due for renewal next month and as I'm still off work for the Christmas break I thought I'd start having a look around for prices. We live in a flat and the building insurance is covered by the factors fees which we pay (in Scotland) and so we only need contents insurance.

Having a look at the lock options on Confused.com...
• Rim automatic deadlatch with key locking handle
• Key operated multi-locking system
• 5 lever mortice deadlock conforming to BS 3621
• 5 lever mortice deadlock
• Other

Now our front door has ABS Secure locks (http://www.abs-secure.co.uk) - am I right in thinking this would fall under the 5 lever mortice deadlock conforming to BS 3621??

Bit of a stupid question but I can't remember what I put down last year :embarasse

*Scarlett

If you are not 100% sure that you have the lock that the insurer wants then tick "no" in the box.

Unless it is a requirement for your postcode area (if so you will need to confirm the lock type) it may make liitle difference to q prices. You can try q's with and without approved locks to check.

Be aware that if you state that you have approved locks and it turns out that you don't there may be issues with theft / attempted theft claims.

You will need to check with your insurer what they require.

Spikey1

Hi....open your door and look at the plate of the lock. If it is BS3621 compliant there will be a Kite Mark which actually says this.


Cheers

greatgimpo

Spikey1 wrote: »

Hi....open your door and look at the plate of the lock. If it is BS3621 compliant there will be a Kite Mark which actually says this.

In my case this won't help as they are replacement locks and therefore nothing to see. The box said BS EN1303:2005.

InsideInsurance

Cannot watch video on this laptop and their website is terribly lacking information.

From what I can tell it is just a replacement barrel for other locks and therefore wouldnt change what locktype you have. So if it is connected to a mortic lock (as per the picture on https://www.abs-secure.co.uk/ssd.asp) then it remains a mortic lock. If its attached to a multipoint locking system it remains a multipoint locking system

Parking_Trouble

If you have the Euro Cylinder lock then it won't be a 5 lever mortice compliant with with BS 3621.

The Euro Cylinders have a different standard.

Best to establish exactly what lock you have and what standard if any it complies with.

Then phone you insurer and ask if they accept it.