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Back on it for 2014!!

*lurks in and wonders if anyone remembers us...*

:D


Happy New Year People!!! :j:beer::j:beer::D


Sooo..... after a veeeeery spendy 6 months or so for which we have been AWOL! I decided a brand spanking new 2014 diary was in order!!

Plans so far involve...

*cutting down on food shopping budget (this has been crazy lately!) starting today will be cooking up some super cheap chilli with stuff in the cupboards and posh (but reduced) mince which should feed us for next few days! ;)

*being more careful about spending- cash only for me as I was getting a little carried away with "I'll just put this on the c/card"

*figuring out an SOA

*packed lunches for work ( I have sent MrTyo off with one today- I am still feeding him! :A)

*cheap/free entertainment - maybe more of the "having people round for dinner" and less of the "yeah lets go out" (or finding vouchers/deals for times we do!)

That's all for now- hope everyone is well and enjoying that New Year feeling- shall catch up on diaries at the weekend and look forward to stealing some tips!
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Comments

  • nattypants
    nattypants Posts: 2,577 Forumite
    edited 8 September 2023 at 3:57PM

    *being more careful about spending- cash only for me as I was getting a little carried away with "I'll just put this on the c/card"

    TYO! TYO! TYO!

    So very glad to see you back - I had wondered if perhaps MrTYO had ended up starving to death and you were just too :o:o:o to say.
    I too have been going CC c-r-a-z-y, so will join you in the 'cash only' stint.

    Happy New Year to you both:kisses3:
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • pavlovs_dog
    pavlovs_dog Posts: 10,227 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Welcome back :wave:
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • Ni NP :)
    fancy giving the pimms and house magazine business another shot this year?? ;)

    Hi Pavlovs!

    Hope all are well :)
  • Hi TYO,
    I'm a newbie but an oldie, we have spoke in the past on here and I am just reading through members that I remember.
    Thought I would pop in and say hi (trying to get my post figure up lol) cant say who I was on here though as had a stalker ;)
    MFW 16 No 33
    2016 OP Paid/Target 2063/£2063 (100%) COMPLETE
    Mortgage Free - Apr 2016 -DONE!:j
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Hello TYO.

    We're a whole month into 2014 already. Are you OK?
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • welcome back!x
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    lovely to see you. X
  • Good to have you back!
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 5 February 2014 at 10:16PM
    Morning TYO,

    I was thinking of you only this morning, whilst reading Natty's diary about locking chums up :rotfl:

    Lovely shiny diary and I look forward to reading your progress.

    Best wishes, Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • MrTyo
    MrTyo Posts: 62 Forumite
    Happy belated new year everyone! That last padlock has been a real pain to undo from the inside! But i've managed to grab some food, and look online before i have to go back in!

    Start of the year has been a bit spendy, but still slowly but surely paying down the mortgage as well as building a deposit. We have an expensive year ahead but hopefully with all our careful planning it wont be as much of a shock as it would have!

    Hoping your all are well, i am sure TYO will update more in depth, but i best hide before she catches me out!
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