Wedding loan?

Nice_Weather_For_Ducks

As its urgent you get married, do that for £80 via a registry office, then when you have saved £6000.00 spend it on a big party and a 2 week luxury holiday.

Or maybe when you see £6000.00 sitting in your account you will see sense and spend it more wisely

duchy

I don't think it is for us to say what the OP should spend their money on. It's one thing to comment on the wisdom of borrowing for something....it's entirely inappropriate to comment whether that object of desire is worthy of spending the money on however. I'm sure you spend money on things other people wouldn't think is wise or prudent Ducks ....we all have differing priorities. Your "seeing sense" comment was rude and uncalled for.

I'm getting married later this year ....I'm not spending £6K on it but I'm not just popping down the registry office either ...... and even if I spent £12K on it -it wouldn't be anyone else's business except mine and my fiance's .

Clive_Woody

duchy wrote: »

I don't think it is for us to say what the OP should spend their money on. It's one thing to comment on the wisdom of borrowing for something....it's entirely inappropriate to comment whether that object of desire is worthy of spending the money on however. I'm sure you spend money on things other people wouldn't think is wise or prudent Ducks ....we all have differing priorities. Your "seeing sense" comment was rude and uncalled for.

I'm getting married later this year ....I'm not spending £6K on it but I'm not just popping down the registry office either ...... and even if I spent £12K on it -it wouldn't be anyone else's business except mine and my fiance's .

I am not sure people are telling the OP what to spend their money on but are simply offering their opinions on what makes financial sense (to them).

This is a money saving board so generally money saving advice is to be expected, although with most of us being complete strangers we will never see the full picture so any advice needs to be taken in context.

Anyway, congratulations on your upcoming wedding.

1DayAAT

Agree - it is up to the OP how they want to go about the wedding day, I also know in international/visa terms, it is looked much more favourably on as 'not a sham wedding' if they go the whole hog - most sham weddings take place in a RO - I work in one and see it every day.

I advise to apply with Tesco or Sainsburys for your loan - good rates and simple application, the worst they can say is no and if they do, then you can possible re-shuffle your plan.

moneyistooshorttomention

~Beanie~ wrote: »

Can't you just postpone the wedding for a while?

You essentially haven't paid back what you already owe and now you are looking to borrow more to pay for a wedding? Not the best start to married life, wait a while and save up.

...added to which I've read articles about several couples recently who have got married for somewhere between £500 and £1,500.

It's the marriage and not the wedding ceremony that is most important after all.

MEM62

MrsWinters wrote: »

I don't need a lot, I've priced it all out to just under 6k, but if I have a low credit score, can I get a wedding loan for that 6k, or at least some of it?

OP - Do yourself a BIG favour and don't start married life in debt - and certainly don't get into debt for your wedding. It's one day and you don't want to be paying for it for years. Clear what you already owe and wait / save for the wedding. You will be hugely thankful that you did.

arbroath_lass

duchy wrote: »

I don't think it is for us to say what the OP should spend their money on. It's one thing to comment on the wisdom of borrowing for something....it's entirely inappropriate to comment whether that object of desire is worthy of spending the money on however. I'm sure you spend money on things other people wouldn't think is wise or prudent Ducks ....we all have differing priorities. Your "seeing sense" comment was rude and uncalled for.

I'm getting married later this year ....I'm not spending £6K on it but I'm not just popping down the registry office either ...... and even if I spent £12K on it -it wouldn't be anyone else's business except mine and my fiance's .

However, if you ask for advice on here you have to expect differing opinions.


I think £6000 IS a lot of money to spend on anything. Even more so when you don't actually have the money. Add that to a default on file and you are looking at high interest IF you can get a loan. You have to ask yourself if it is worth paying that every month for x years when you could be using that money to build a future together.


If someone asked you the best way to cross a motorway on foot would you really advise them how or would you say it is a bad idea?

ViolaLass

Given what I've heard about the nightmare of getting a spouse permission to stay in the country (friend of mine has just managed to get her husband a visa after months of campaigning, and she's been lucky), I would be inclined, if I were you, to get married cheaply and save my money for the legal fight. You may need it.

MrsWinters

The ins and outs...
Ever been to a Greek wedding? My parents had 500 at theirs, and that was small. I've got my guests down to 100 max, that includes lots of my family not being invited.

We do have to go the whole hog, despite being a couple for over 4 years, and him even working here for a lot of that, we have to show its real and not just a quickie at Brixton town hall.

If you look even at a restaurant for the day, you're looking at £30 a heard without drink. The lowest price I was quoted, so far, was 5k. That included hire. If we were to do it at a venue, we're looking at an average of 13k. Unfortunately, being from, and living in London, a lot of the places are pricey. However, even out of London, those prices aren't much different.

I'm only doing this once, and where we could have a quick RO do, that's not for me or for him.

Yes, the marriage itself is important, but it's about joining two families together too. If we can't celebrate that, then what's the point.

My parents eloped and regretted not telling their families. For me, it wouldn't feel right not having a church wedding.

Like I said, I can use my entire next two months wages to be clear. I hate owing, however in my current situation, of which some of you guys ask waaaay to many questions, a small, easy to pay loan, wouldn't make me bankrupt.

arbroath_lass

MrsWinters wrote: »

Like I said, I can use my entire next two months wages to be clear. I hate owing, however in my current situation, of which some of you guys ask waaaay to many questions, a small, easy to pay loan, wouldn't make me bankrupt.

But if you can pay £3000 in two months you then have another four to save the £6000. Ok, I appreciate you need to pay some things early on but you shouldn't, therefore, need to borrow the whole £6000?


As I said earlier £6000 is not a small loan!