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Credit card refund Navelar

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I have been told by my credit card supplier, Santander, that I am not covered for a refund of the £195.00 payment I made to the now insolvent company Navelar as they were a third party in the transaction. My hotel booking was made by Navelar but the deposit was not paid to the hotel and my booking was cancelled days before I was due to stay at the hotel in question.

Is this true?

Many Thanks

Comments

  • Truepat
    Truepat Posts: 3,278 Forumite
    Have a look at the article in the link below
    http://www.moneysavingexpert.com/shopping/section75-protect-your-purchases
    It may provide more information for you.
    35, semi retired, sun, sand, sea, life is good
    When you are done moaning remember that there are people who would love to have your standard of living!
  • robatwork
    robatwork Posts: 7,266 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I have been told by my credit card supplier, Santander, that I am not covered for a refund of the £195.00 payment I made to the now insolvent company Navelar as they were a third party in the transaction. My hotel booking was made by Navelar but the deposit was not paid to the hotel and my booking was cancelled days before I was due to stay at the hotel in question.

    Is this true?

    Many Thanks

    It sounds on the face of it you can claim under Section 75 - look at this: http://www.santander.co.uk/csgs/Satellite?c=Page&canal=CABBEYCOM&cid=1210607283847&empr=Abbeycom&leng=en_GB&pagename=Abbeycom%2FPage%2FWC_ACOM_TemplateA1

    When you call just ask them for the address to write to and write - a real letter.

    Oh - joined 2006 and first post just now - now that's forward planning!
  • frugal_mike
    frugal_mike Posts: 1,687 Forumite
    I agree with the poster above. I would say that your credit card provider has misunderstood your claim. The hotel has not breached the contract, Navelar has (by not properly making the booking and paying the deposit as you contracted them to). You undeniably have a debtor-creditor-supplier relationship with Navelar.
  • frugal_mike
    frugal_mike Posts: 1,687 Forumite
    robatwork wrote: »
    Oh - joined 2006 and first post just now - now that's forward planning!

    Either forward planning, or we have a winner in the worlds slowest typist competition! ;)
  • wealdroam
    wealdroam Posts: 19,180 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Wow Robotoy587!

    That's now seven posts in as many minutes all expounding the virtues of one particular company.

    Good bye. :D
  • thenudeone
    thenudeone Posts: 4,462 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    wealdroam wrote: »
    Wow Robotoy587!

    That's now seven posts in as many minutes

    What else do you expect from a robot?
    We need the earth for food, water, and shelter.
    The earth needs us for nothing.
    The earth does not belong to us.
    We belong to the Earth
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