Jump into January NSD Challenge

jammy_dodger

good evening folkies
declaring NSD#6

hoping to get a run of them as now on night shift for a few nights so will steer clear of anything spendy
If i used to shop after a night shift what rubbish i came home with and nothing to make a meal out of
i remain determined to stick to the contents of my overflowing cupboards and freezer for meals theres enough to keep me going for quite some time , DS went back to uni so it'll be just myself and my fourlegged pals to cater for and my 3 hens who are continuing to lay eggies for me over the winter:j

keep tight hold of those pennies

JD xx

brokemedic

NSD no 3 for me today.. Unfortunately, didn't get my 3 in a row yesterday but will try again from today.

Giggles86

NSD #2 nabbed today helps that I had to run for the train so couldn't go to any shops and OH didn't need to go to the range as he'd expected he would

Parsimonia

NSD Number FIVE for me....and three-in-a row!!!

Nargleblast

Spendy day today, but managed to be a good frugaller and use some leftover cooked lamb ( from the leg of lamb we had on Sunday, kept wrapped in the fridge so still ok to use ) in a lamb tikka dhansak courtesy of The Takeaway Secret - it was delish! So pleased I have finally found a recipe to use leftover cooked lamb in that doesn't taste foul!

Tomorrow it will be head down and nose to the grindstone in the Land of Work, so I should manage to snaffle another NSD.

slowlyfading

NSD 6 for me today

fedupandskint

NSD 8 today

All going well!

pennypinchingpenguin

NSD 2

No Spend total to 2 - would have been more but loaded with the cold and couldnt face climbing the hill to work last few days so taxis it was. hopefully not tomorrow!

kerri_gt

Nargleblast wrote: »

Spendy day today, but managed to be a good frugaller and use some leftover cooked lamb ( from the leg of lamb we had on Sunday, kept wrapped in the fridge so still ok to use ) in a lamb tikka dhansak courtesy of The Takeaway Secret - it was delish! So pleased I have finally found a recipe to use leftover cooked lamb in that doesn't taste foul!

Tomorrow it will be head down and nose to the grindstone in the Land of Work, so I should manage to snaffle another NSD.

Glad your lamb worked out better than mine, I had a stuffed lamb heart in the freezer so cooked that - unfortunately the stuffing seemed to be MIA and tbh it was just a little too 'Offaly' for me in taste on its own. It did also look a little too much like what it was, which normally doesn't bother me, but let's say I won't be buying again unless it's to use in something. Anyway, the birds should have a nice treat in the morning. :money:

No NSD here, yes, I ordered that top and then needed some essentials in town, but did stick to my list. :A oh, and got the eyebrows separated too :eek: girl before me was having individual lashes added (to her lashes, not her eyebrows :rotfl:) and I'm quite tempted for £20, they looked really good.

MissE001

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it can be difficult sometimes to see how many NSDs you're all declaring on posts.
Could we ask you to highlight your number of NSDs in a colour and in bold so that we can see them easily when we whizz through the posts - red would be best but we don't really mind as long as we can see the numbers easily.


Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & nargle usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!