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Jump into January NSD Challenge
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NSD 6 todayfinal unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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Just posting to claim NSD 6 today. No credit to me really - am stuck in house with hacking cough.:eek:Use it up, Wear it out, Make it do, Do without.0
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Woo hoo - well done on 5-in-a-row Knit Witch :j:T:j
Knit and Natter sounds interesting
A good old gossip and a teeny bit of knitting I bet
Debating the status of NSD here, I got some pjs for my DN Xmas next year in the M&S sale, very cute and down from 12 to 7. So technically I have spent, but on an Xmas gift. If I don't count Xmas gifts as spends (and I don't when shopping nearer the festive season.) I won't be (as) tempted to order that top I like - anyone following my upside down logic?Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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I hope it's not too late for me to join? I'm trying to scale back my spending for the coming year and will try anything to keep me on track..
I'd thought i'd aim for 10 NSD for January of which I have done 3 to date...keeping a spending diary is helping#4 DFBXMAS24 - £2,322.85/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
SPC #44
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar0 -
A good old gossip and a teeny bit of knitting I bet
Debating the status of NSD here, I got some pjs for my DN Xmas next year in the M&S sale, very cute and down from 12 to 7. So technically I have spent, but on an Xmas gift. If I don't count Xmas gifts as spends (and I don't when shopping nearer the festive season.) I won't be (as) tempted to order that top I like - anyone following my upside down logic?
I do love your NSD / Non-NSD debates kerri :rotfl::rotfl:
Personally, if the spend has come out of your Christmas present budget (even if it's 11 and a half months early :eek:), I wouldn't count it as a spend.....which of course also means that you'll blow the NSD if you order that topSPC Member #112 :A Save £2k in 2014 # 160 :money:0 -
I hope it's not too late for me to join? I'm trying to scale back my spending for the coming year and will try anything to keep me on track..
I'd thought i'd aim for 10 NSD for January of which I have done 3 to date...keeping a spending diary is helping
Welcome blubella - not too late at all, I've added you to the gang :TSPC Member #112 :A Save £2k in 2014 # 160 :money:0 -
Well, I survived the first day back at work....and a travel day at that....without incident - or spending :j:j
NSD # 5 / 20 in the bagSPC Member #112 :A Save £2k in 2014 # 160 :money:0 -
EverTheOptimist wrote: »Well hopefully if I can update at least every other day it will help you when it comes to updating the front page, that way you can skim posts to see what we've been up to, but you'll have all the figures in one place.
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ETO
Thanks ETO, your updates make the front page much easier to keep on top ofSPC Member #112 :A Save £2k in 2014 # 160 :money:0 -
I do love your NSD / Non-NSD debates kerri :rotfl::rotfl:
Personally, if the spend has come out of your Christmas present budget (even if it's 11 and a half months early :eek:), I wouldn't count it as a spend.....which of course also means that you'll blow the NSD if you order that top
Here hee, glad I keep you amusedI do have a separate Xmas budget but if I can manage not to spend from it and buy gifts from my 'normal' funds, then I do. Didn't plan on getting the pjs but they were very cute, girly without being covered in pink and flowers IYKWIM, and I knew they wouldn't be there long so I nabbed them.
Sooooo.....I'm going to declare NSD #5I might order the top tomorrow IF I make any othe spends.
Good news is I'm still 50p up today as I took back some other items :A yay! Get me lol.
Happy Monday all, was back at work today, THAT was a shock to the ole system.Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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67
of us have now joined in the challenge and already we've collected
140 NSDs :j:j
SPC Member #112 :A Save £2k in 2014 # 160 :money:0
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