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Jump into January NSD Challenge

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  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    NSD 6 today
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Just posting to claim NSD 6 today. No credit to me really - am stuck in house with hacking cough.:eek:
    Use it up, Wear it out, Make it do, Do without.
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    MissE001 wrote: »
    Woo hoo - well done on 5-in-a-row Knit Witch :j:T:j

    Knit and Natter sounds interesting :)

    A good old gossip and a teeny bit of knitting I bet ;)

    Debating the status of NSD here, I got some pjs for my DN Xmas next year in the M&S sale, very cute and down from 12 to 7. So technically I have spent, but on an Xmas gift. If I don't count Xmas gifts as spends (and I don't when shopping nearer the festive season.) I won't be (as) tempted to order that top I like - anyone following my upside down logic?
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • blubella
    blubella Posts: 581 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    I hope it's not too late for me to join? I'm trying to scale back my spending for the coming year and will try anything to keep me on track..

    I'd thought i'd aim for 10 NSD for January of which I have done 3 to date...keeping a spending diary is helping :)
    #4 DFBXMAS24 - £2,322.85/£5,000
    NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
    SPC #44


    Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar
  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    kerri_gt wrote: »
    A good old gossip and a teeny bit of knitting I bet ;)

    Debating the status of NSD here, I got some pjs for my DN Xmas next year in the M&S sale, very cute and down from 12 to 7. So technically I have spent, but on an Xmas gift. If I don't count Xmas gifts as spends (and I don't when shopping nearer the festive season.) I won't be (as) tempted to order that top I like - anyone following my upside down logic?

    I do love your NSD / Non-NSD debates kerri :rotfl::rotfl:

    Personally, if the spend has come out of your Christmas present budget (even if it's 11 and a half months early :eek:), I wouldn't count it as a spend.....which of course also means that you'll blow the NSD if you order that top :)
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    blubella wrote: »
    I hope it's not too late for me to join? I'm trying to scale back my spending for the coming year and will try anything to keep me on track..

    I'd thought i'd aim for 10 NSD for January of which I have done 3 to date...keeping a spending diary is helping :)

    Welcome blubella - not too late at all, I've added you to the gang :T
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    Well, I survived the first day back at work....and a travel day at that....without incident - or spending :j:j

    NSD # 5 / 20 in the bag
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    Well hopefully if I can update at least every other day it will help you when it comes to updating the front page, that way you can skim posts to see what we've been up to, but you'll have all the figures in one place. :D.

    ETO

    Thanks ETO, your updates make the front page much easier to keep on top of :)
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    MissE001 wrote: »
    I do love your NSD / Non-NSD debates kerri :rotfl::rotfl:

    Personally, if the spend has come out of your Christmas present budget (even if it's 11 and a half months early :eek:), I wouldn't count it as a spend.....which of course also means that you'll blow the NSD if you order that top :)

    Here hee, glad I keep you amused :p I do have a separate Xmas budget but if I can manage not to spend from it and buy gifts from my 'normal' funds, then I do. Didn't plan on getting the pjs but they were very cute, girly without being covered in pink and flowers IYKWIM, and I knew they wouldn't be there long so I nabbed them.

    Sooooo.....I'm going to declare NSD #5I might order the top tomorrow IF I make any othe spends.

    Good news is I'm still 50p up today as I took back some other items :A yay! Get me lol.

    Happy Monday all, was back at work today, THAT was a shock to the ole system.
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    edited 6 January 2014 at 10:34PM
    67

    of us have now joined in the challenge and already we've collected

    140 NSDs :j:j
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
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