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Credit rating

I am an Irish woman that has moved to the UK 6 months ago. I have a bank account and have tried numerous times to apply for credit cards to build up my credit rating. I actually applied for the cards to help improve my credit crating but was refused. Can anyone offer advice on this please? Thanks Fiona.

Comments

  • matttye
    matttye Posts: 4,828 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    A mobile phone contract is often easier to obtain and is a good place to start. Also, an overdraft with your current bank may assist.
    What will your verse be?

    R.I.P Robin Williams.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Six months isn't long enough to establish a record of any kind.

    Are you registered on the electoral roll yet?
  • If you're Irish you can vote in the UK. I formerly worked for O2 - rolling monthly, then 12 month SIM only, then 24 month handset contracts are the easiest to get in that order. You might have the most luck with 3; I've heard of them rejecting perfect scorers and they're budget based.

    Look at the MSE website. There is a clearly ranked list of credit cards for bad credit; you are the target market of providers like Vanquis and Aqua.
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