Car insurance cancellation within 14 days question

Options
htrj
htrj Posts: 186 Forumite
First Post First Anniversary
Hi,

On the 20th December I switch my car insurance from one car to another and paid a £45 charge for the priviledge.

I now need to switch the insurance back to the first car that was insured.

Can I do that under my statutory 14 day cancellation rights or has that expired as the original policy was taken out long before?

Comments

  • Captain_Flack.
    Options
    htrj wrote: »
    Hi,

    On the 20th December I switch my car insurance from one car to another and paid a £45 charge for the priviledge.

    I now need to switch the insurance back to the first car that was insured.

    Can I do that under my statutory 14 day cancellation rights or has that expired as the original policy was taken out long before?

    It's expired.
  • Hintza
    Hintza Posts: 19,420 Forumite
    First Post Combo Breaker
    Options
    You won't have any cancellation rights as the policy is not a new policy from what you say. You have changed the risk twice and will be charged twice. You might get a small reduction on the second bill if the risk is less but I doubt that too.
  • htrj
    htrj Posts: 186 Forumite
    First Post First Anniversary
    Options
    OK, thanks for clarifying that.

    Naturally, I didn't want to pay for a second transfer if it was avoidable.
  • Captain_Flack.
    Options
    Why not just take out a multi car policy?
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.3K Work, Benefits & Business
  • 608.1K Mortgages, Homes & Bills
  • 173.1K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards