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removing finanical links from credit file

lee8040
lee8040 Posts: 554 Forumite
in Credit file & ratings
I have a link to someone over 6 years ago on my credit file. can this be removed as I don't see speak to this person so don't want them link to my credit file?

Comments

  • happy_bunny_2
    happy_bunny_2 Posts: 4,488 Forumite
    Yes, as long as you no longer share any credit agreements, bank accounts etc, you can file a notice of disassociation with the 3 CRAs. Experian, equifax and call credit.

    Worth checking they are on all 3 first. Call credit can be checked for free via Noddle.
    :beer:
  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    You can register a disassociation with Experian using our online financial connections questionnaire.

    James
    “Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
  • lee8040
    lee8040 Posts: 554 Forumite
    Experian_company_representative wrote: »
    You can register a disassociation with Experian using our online financial connections questionnaire.

    James

    The form requires item like there current address. I haven't seen this person in over 8 years (don't know why it's still on the credit file) so I don't know there old address or there new one. What can I do?
  • luvchocolate
    luvchocolate Posts: 3,399 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    I also had a similar issue mine was ex husband from 2006 I quoted the divorce date and that address not known, this was corrected within the month.
  • lee8040
    lee8040 Posts: 554 Forumite
    luvchocolate wrote: »
    I also had a similar issue mine was ex husband from 2006 I quoted the divorce date and that address not known, this was corrected within the month.


    who did you contact for that?
  • luvchocolate
    luvchocolate Posts: 3,399 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    It was on Noddle so I clicked the dispute button and gave details...its not on equifax and just waiting for experian to come. As learnt on here need to check all three
  • sundevil_rachael
    sundevil_rachael Posts: 82 Forumite
    Tenth Anniversary Combo Breaker
    lee8040 wrote: »
    The form requires item like there current address. I haven't seen this person in over 8 years (don't know why it's still on the credit file) so I don't know there old address or there new one. What can I do?

    I have the same issue, don't know their address, not spoke in years!
  • lee8040
    lee8040 Posts: 554 Forumite
    Mines only on equip ax but not on noodle? But equivalent wants all there addresses etc, should I worry about removing it and how long does it stay in there? It's been there 10 years.

    On noodle I do have a credit card I closed over 10 years ago but on equip ax it doesn't show it
This discussion has been closed.
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