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Need to open a student acc w/ bad credit

2»

Comments

  • I am sorry to say you stand no chance of getting a student account with an overdraft.
    (Sic... Your religion does not come into it.)
  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    chambta wrote: »
    As the number of previous credit checks done over a set period is generally one of the criteria considered multiple credit applications can be looked upon negatively as it suggests desperation and/or declines elsewhere.

    ...which is why you should always space out your credit applications if you can.

    James
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
  • I am sorry to say you stand no chance of getting a student account with an overdraft.
    (Sic... Your religion does not come into it.)

    ... my religion?
    Goals
    Credit Card - £500/ £1500
    [STRIKE]
    Overdraft - £600 / £600
    [/STRIKE]
    [STRIKE]
    Other Debt - £335 / £335
    [/STRIKE]
  • ... my religion?

    A play on words moron/mormon - never mind happy new year
  • A play on words moron/mormon - never mind happy new year

    Like I said, I'm a moron ;) Happy new year anyway haha
    Goals
    Credit Card - £500/ £1500
    [STRIKE]
    Overdraft - £600 / £600
    [/STRIKE]
    [STRIKE]
    Other Debt - £335 / £335
    [/STRIKE]
  • Is your credit card a student credit card?
    If so, have you asked the bank that you hold your student credit card with?
    Remember, that an overdraft is an 'add-on', and you can still get a current account without being able to get an overdraft (but you can also be declined for both).
    Thank you all for helping me make my day by saving money!
  • He has already stated he banks with Nationwide who do not offer student accounts.
This discussion has been closed.
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