New Year, New Me

edited 29 December 2013 at 8:30AM in How much have you saved?
14 replies 4.9K views
menniemennie Forumite
493 Posts
edited 29 December 2013 at 8:30AM in How much have you saved?
I am going to set myself a target to improve certain areas of my life in 2014.


I am in my 30s, Married and currently on adoption leave after adopting a toddler earlier this year. My DH is self employed and his earnings vary month to month.


My Goals are as follows


  • Pay £500 extra off the mortgage
  • Pay off credit card debt of £375
  • Save £2000 in various accounts
  • Generate £2000 additional income from vouchers, cashback etc
  • Lose 1 stone
So far for January 2014 -I am slightly ahead as I have been paid early - I have


  • Paid £35.50 off the mortgage
  • Saved £171
Anyone with me?
2014 = New Year, New Me
«1

Replies

  • Flamingo_2Flamingo_2 Forumite
    113 Posts
    Part of the Furniture 10 Posts Combo Breaker
    Hi Mennie,

    Just wanted to say 'good-luck' for achieving your goals & congratulations on becoming a mummy (i have a 21 month old son). You've certainly made a great start :)
    I'm thinking of doing the 52 week save money challenge where in week 1 you save £1, week 2 = £2 etc until you're a week 52 = £52. This should equate to £1378 in a year.

    Have a great 2014!
  • menniemennie Forumite
    493 Posts
    Thanks Flamingo


    I hade made a start towards my goals by listing 7 items on ebay yesterday and this morning I will be visiting to cashback sites to do the free clicks


    I am doing the weekly shop today and have a grand total of £0.91 of vouchers to use.


    I wont be able to save as much or throw as much at the mortgage for Jan and Feb and I need to pay off the credit card debt. From March until my adoption pay decreases I should be able to save more.


    The weight loss goal will not begin until 4 January after all the nice booze and chocs are gone
    2014 = New Year, New Me
  • littlegreenpeaslittlegreenpeas Forumite
    353 Posts
    ✭✭
    Hello Mennie,

    I loved your old diary, you are an inspiration. Have subscribed to the new one. Congratulation on your little person and I look forward to reading the back on the wagon version for 2014.:)

    LGP
    Mortgage value was £135,000 now £43,218
    TCB total £1200
  • menniemennie Forumite
    493 Posts
    Paid £24.50 off the debt
    2014 = New Year, New Me
  • WantToBeSEWantToBeSE Forumite
    7.7K Posts
    I've been Money Tipped! Debt-free and Proud!
    ✭✭✭✭
    Congrats on becoming parents :) I am planning on saving as much as possible in 2014 too..bring it on!
  • menniemennie Forumite
    493 Posts
    I have one 99p bid on an ebay item. Every little helps


    I have done all available surveys and free clicks the last few days.


    So far £2.00 seems to have tracked.


    I know this doesn't seem a lot but my earnings/saving potential is limited so the only way I will achieve my goals is small amounts trickling in......
    2014 = New Year, New Me
  • menniemennie Forumite
    493 Posts
    Not too much to report


    I have a £10.00 mystery shop scheduled for Monday, have £1.54 in ebay bids and have been doing my daily clicks and surveys and averaging about £1.20 per day


    So far I have ....


    Saved £171/£200
    Paid £35.50/£500 off Mortgage
    Made £0/£2000 in additional money
    Paid £24.50/£375 off Credit Card


    Out of little acorns.......
    2014 = New Year, New Me
  • menniemennie Forumite
    493 Posts
    Not entirely very MSE, but spotted a topcashback offer £10.10 when you deposit £10 at sun bingo. 10p profit


    I played slots and won and just deposited £200 into my bank!!!


    very happy
    2014 = New Year, New Me
  • menniemennie Forumite
    493 Posts
    So far I have ....


    Saved £517.08/£2000
    Paid £71/£500 off Mortgage
    Made £227/£2000 in additional money
    Paid £225/£375 off Credit Card
    LOST 6LBS


    So far going great guns!!!
    2014 = New Year, New Me
  • Hi Mennie,

    That is a great update :) Well done on the money saving, paying off debts and also the weight loss!

    I have one question. Your credit card, is it at 0%? If not, Martin often advises paying off such high interest debt with savings as you could actually be losing money.

    Keep up the great work!

    MM x
    Saving for new hallway £261.46/£2000
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