Saturday/Sunday 28th/29th December - What small DFW things will you do today?

determined_new_ms

When we start out on the Debt-Free Wannabe trail we do loads of big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

Morning :wave: hope you're all well & chipper this morning gosh it's great to have so many days off in one go. Still only Saturday :j Not much going on DFW style this weekend as have decided to go for a jaunt down to Brighton with a girlfriend :beer: but will be doing some things

* checked banking - received £11.63 cashback on our 123 account :T
* shifted some funds
* continued working on 2014 spreadsheet - almost done
* making bacon sandwiches & a flask of coffee for the journey. also taking some fruit to nod in the direction of health
* car checks, water, oil, tyre pressure
* ask oh to go drop off bits to dd & collect £20 she owes me
* try not to spend too much! We're going out tonight and then to a spa tomorrow. Hopefully friend has managed to bag us a discount
* just generally have a jolly good time!

That's me! Have a lovely weekend x

nowpanicking

Morning determined! Like you I am relishing being off work. .. lots of chilling out time

Today I will...

* go for food shopping per shiny new meal planner spreadsheet and not overspend!
* wash load on economy
* hang washing up
* find a pot for sealed pot challenge
* visit parents
* return unwanted gift
* try and not eat too many Christmas sweets

That's it for me... enjoy your girly day determined x

MrsGSR

Morning!
So far
- checked all bank accounts and all looking good
- made a payment to my CC
- put washing on eco wash

To do
- wash nappies
- collect up toys to go to the grandparents
- make pizza dough and pizza sauce

sparklychar

Morning all!

Today I have:

Joined MyFitnessPal instead of WeightWatchers for New Year weight loss, I'm not paying a monthly subscription!

To do:

[STRIKE]:) NSD hopefully! (although we are looking at booking our summer holiday hahaha!)[/STRIKE]

[STRIKE]:) Adpoints[/STRIKE]

Competitions

[STRIKE]:) FPCL[/STRIKE]

Chase up a Quidco transaction from yesterday that hasn't tracked. Can't today, have to wait to tmrw

[STRIKE]:) have a look through my new Save with Jamie cookbook [/STRIKE]

[STRIKE]:) go to the gym, make use of the membership!!![/STRIKE]

xx

Monkeyballs

Hi,

I'm pretty new to all of this so shout out if there's anything else you recommend

Today I have;

1. Returned an unwanted present and put the money straight back in the bank

2. Joined Quidco and gone through their 'no brainer' selection and done a load of surveys...

3. Come home from town as quick as possible to avoid temptation!

And I intend to;

4. Trawl MSE to stick my nose in other peoples business and try to make money on the side

5. Competitions!

6. Occupy myself with washing and hanging out my clothes

7. Have a general spring clean of my room as it's been a good couple of weeks...

8. Cook a meal using only stuff in the cupboard

9. New! Have joined this years Sealed pot callenge!!!

MB

Pinkpenguin

Hiya Everyone,

My MSE tasks for this weekend are as follows....

Sat:
- Prepare my January Budget and make a start on my 2014 Budget
- Have a general tidy-up around the house
- 1 Load of washing in
- Pop into town with boyf this afternoon - resist the temptation to spend!
- Pop into Ald! for Bagels for tomorrows breakfast
- Having a few drinks with friends later this evening, will stick to a £20 limit

Sun:
- Breakfast from stores - we have smoked salmon and cream cheese to use up
- L/D possibly out with family.
- Prepare lunch for work on Monday

Thats my lot, hope you all have a lovely weekend

PP xx

nowpanicking

nowpanicking wrote: »

Today I will...

* go for food shopping per shiny new meal planner spreadsheet and not overspend! done and £5.54 under which I have just paid towards CC
* wash load on economy done
* hang washing up
* find a pot for sealed pot challenge oops forgot about this
* visit parents done
* return unwanted giftdone
* try and not eat too many Christmas sweets hmmm

Not too bad for my first day!!!

flamingo747

I have

- Checked bank
- Realised I've accidentally over paid my clear credit card and am 1.87 in credit oops
- moved my emergency fund of £200 to a different acct
- Taken out £40 and split it in envelopes for incidentals, car tax (March), mot (march) and ds shoes/presents/savings. I've then locked them away.
- Checked gas and electric meters to see how we're doing (not great, must cut back!)

good_advice

Hi everyone!
I have not been out and not spent online so doing really well.

Canceled a big annual bill for Home care with BG. That took some insisting. They like to keep you paying if they can ;0(.
Using a different company in the new year for home care @ a lot less cost.
Un fortunately we need quick help when things break down.

Started on my new gift - a 2014 diary to log in any money i make = surveys, trials, comp wins.....vouchers used...Quidco.....

I have been putting in Oh's holiday dates.
My own SOA = house bills for the year.

x2 lots of washing. ;0( and put the dryer on as we are going away tomorrow. Done small amount of ironing.

Checked fridge and moved food around.Checked dates etc...

I will not tell you nosy lot what is for dinner? going to oven cook some chips though.
Finished the trifle now. The gammon has vanished! i went to bed last night and in the night we had big mice! only a tiny bit left now! not a bad thing though!
The dog has plenty of biscuits, so she is ok.

foxgloves

Hi,
Good day today on the whole:
-Guests gone home now, so heating turned down and/or off.
-Laundry done overnight on Economy 7 tariff. Washer set on timer for same again tonight.
-Grocery shopping day, but still got so much food in, we spent less than £9.
-Free 'Guardian' ("My Waitrose' card)
-2 loaves of decent bread reduced to 45p each.
-Bought Mothers Day gift in sale. £1.49 for something she"ll really like!
-Went in coffee shop but only had a filter coffee, instead of a bucket of foam & did not buy a cake.
-Bought 3 magazines from the magazine man on the market who sells mags any 3 for £2.50.
-Finished using up the rest of the turkey with big batch cooking session this afternoon. Turkey did roast dinner for 4 on Christmas Day, cold dinner for 4 on Boxing Day, turkey & mushroom supreme for 2 yesterday & there are 7 portions of turkey chilli, 2 of turkey madras, 5 portions of turkey soup plus 3 cartons of stock to go in the freezer. I love leftovers!
Think that's everything for today.
Foxgloves x

AcidHouse

- Stuck to only buying a discounted yoghurt in Sainsburys & ran straight to the till before I could spot anything else!
- Yes, I swiped my Nectar card on this very small purchase as well
- Took my sports bottle out with me again for a drink
- Charged my phone up away from home (haha, this one is a favourite, but at least it saves a little of my leccy! )