Insurance question advice appreciated.

Pink.

My car has failed it's MOT.....one tyre, brake pipe 'may' need welded, wheel bareing in one wheel. Obviously as it's Christmas I can't get this sorted quickly.


I am working this weekend and need to drive to my calls. Would the failed MOT invalidate my insurance? I can use my husband's car, but I hate it and am not very good at driving it.


I'd appreciate advice.


Thanks,


Pink

Aretnap

No, but if it has a bald tyre and (possibly) faulty brakes then it's illegal to drive, MOT or no MOT. I'd use the other car if I were you.

BeenThroughItAll

Pink. wrote: »

I am working this weekend and need to drive to my calls. Would the failed MOT invalidate my insurance? I can use my husband's car, but I hate it and am not very good at driving it.

It won't invalidate your insurance per se, but you would probably find your insurance company would refuse to pay out should you be involved in a collision.

However, the bigger question is would you really want to risk driving illegally with an un-MOT'd car (especially one which may require work to the braking system - you may put lives at risk).

*note this doesn't apply if your previous MOT has not yet expired.

**also note that your brake pipe will not be welded. Brake fluid is flammable. Pipes are replaced when they are corroded.

accidentalspender

Aretnap wrote: »

No, but if it has a bald tyre and (possibly) faulty brakes then it's illegal to drive, MOT or no MOT. I'd use the other car if I were you.

Seconded. Drive the other car. Cars have brakes & tread on their tyres for good reason.

Pink.

Thank you all, you are absolutely right. I would not want to put lives at risk. I'll wait until it's fixed before I drive it again, although I really am more dangerous in my husband's car. I just can't drive it and stall it incessantly.


Perhaps I'll get him up tomorrow morning and ask him to drive me. You never know, miracles can happen!

marlot

If your old MOT is still valid, the fail doesn't in itself make the car illegal to drive.

You could always put the spare wheel on to get around the tyre issue. Its then a matter of debate as to whether the other items make the car unroadworthy.

But ... as you have an alternative I'd go that way.

Captain_Flack.

marlot wrote: »

If your old MOT is still valid, the fail doesn't in itself make the car illegal to drive.

You could always put the spare wheel on to get around the tyre issue. Its then a matter of debate as to whether the other items make the car unroadworthy.

But ... as you have an alternative I'd go that way.

No, but the reason it failed does.

forgotmyname

You dont get fined and points on your licence for stalling a car though.

Driving a dangerous one can. Pass a police car with ANPR and they will know you dont have an MOT.

Captain_Flack.

forgotmyname wrote: »

You dont get fined and points on your licence for stalling a car though.

Driving a dangerous one can. Pass a police car with ANPR and they will know you dont have an MOT.

We don't know it doesn't have a valid mot. You assume the previous one has expired.

I doubt the police would spot the brake pipe needed welding and the op could put the spare on.

Half of today's rpu police aren't even qualified to examine a vehicle anyway.

Retrogamer

A VOSA roadside check on the other hand would no doubt earn a vehicle rectification notice

Robisere

Expired or not, an MOT certificate is NOT a certificate of Roadworthiness. Read the details on the current/last certificate (whether expired or not)