Virgin.....aaarrrggghhh!!!

mrperfect

:mad: Never been declined a credit card in my life :mad: Virgin have said that i should contact experian! Anybody else had same treatment? :mad:

immy

check ur credit file, maybe someone has some bad info on you.

smartsaver

It depends how much current debt you have. Do you have another MBNA card such as Abbey or A&L? Virgin would most likely turn you down if you have.

You say you 'have never been turned down before - how many cards are currently open? How much avaialable credit do you have? Maybe it is time to close some cards. If you don't owe any money I would as above poster says check your credit file with Experian. Are you on the electoral roll? Do you live at the same address as someone with a dodgy credit history.

If you have no credit problems you can always appeal Virgin's decision.

If you are a stoozer you will be turned down from time to time - it goes with the job and is time to take applications very slowly

Lovingitifitsabargain

as this could be the reason as MBNA own virgin - just a thought
I saw a link yesterday I think it was someone had posted a list of whose oens which CC's might be worth checking it out - hope this helps

mrperfect

i was with a & l a few years ago before MBNA, got 4 cards only one with balance, never neen with MBNA before! Just sent for experian file...thanx

Joe_Bloggs

This sounds serious. Perhaps you should do it as soon as possible.
I have never seen this advice given before. It could be some kind of identity issue. Hopefully only you can resolve the problem.
J_B.

mrperfect

just got approval from m & S life is good again thanks for all your help