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I accidentally didn't use one of my credit cards last month...
Stephen_C.
Posts: 153 Forumite
...due to exclusively using my new one which actually pays cashback.
Will this statement show up as 'D' for dormant? Will it negatively affect my credit report?
Will this statement show up as 'D' for dormant? Will it negatively affect my credit report?
0
Comments
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No, and no.
It'll probably still show a '0', denoting 'payments are up to date' (because they are!).
Some lenders used to mark a '.' or a 'U', denoting 'nothing to report' and 'unused' respectively.
I have a card I only use once per year, and another I only use 3-4 times a year on holiday, and they've never affected my ability to obtain credit.0
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