We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Barclaycard application - 2 year address history
Options
goaroundnow
Posts: 95 Forumite
Hi
Just applied for a Barclaycard and was only asked for my current address. I have only lived there for 2 years and 9 months. I thought this was odd so to check I entered a few different lengths of time on (before submitting) the application. The system only wanted a previous address when time at current address dropped below 2 years.
I was always under the impression that you needed to supply a 3 year address history for credit applications.
Funnily enough, Halifax only wanted my current address recently when applying for a new mortgage but I didn't think much of it then.
Does anybody know anything about this? Have the lenders' systems got more sophisticated and a 2 year history is becoming the old 3 year history?!
Just applied for a Barclaycard and was only asked for my current address. I have only lived there for 2 years and 9 months. I thought this was odd so to check I entered a few different lengths of time on (before submitting) the application. The system only wanted a previous address when time at current address dropped below 2 years.
I was always under the impression that you needed to supply a 3 year address history for credit applications.
Funnily enough, Halifax only wanted my current address recently when applying for a new mortgage but I didn't think much of it then.
Does anybody know anything about this? Have the lenders' systems got more sophisticated and a 2 year history is becoming the old 3 year history?!
0
Comments
-
Spoke to Barclaycard and they confirm only a 2 year address history is required now.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards