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Credit cards&Holidays!

Not sure if this should be in this forum or the credit card one but here goes...

Looking at flights via expedia for LON-NY-MIAMI-LON... for £650 is this considered a reasonable price or can I expect the price to drop/raise?

When is the best time to book flights for August. Is it Jan/Feb?

I want to book the flights onto my credit card which has 16 months 0% interest free so I can spread the cost of those.

I wanted to know, because most American hotels require a credit card to reserve a room.

My credit card has a limit of 1700...

I want to know if I book both rooms, one in new york and one in miami... just to reserve them and then pay via debit card at the hotel during the time of stay is that ok?

Will the hotels run a check or hold the credit on my account, making the credit limit (amount i have left to spend) lower? Because after the flights i will have about 400 credit left on the card....

Or will it simply reserve on there? Because I will be able to pay via my debit card at the hotel?


I really need help!!! Thank you!!!

Comments

  • dzug1
    dzug1 Posts: 13,535 Forumite
    10,000 Posts Combo Breaker
    I don't think there's a single simple answer.


    My experience is that if you book a special rate room you pay upfront


    If you book a normal rate room you might not even have to give a card number - it will be held for you until say 4pm and if you don't turn up it will be released for walk in customers.


    Or if you do give a number they may only charge the card after you have failed to turn up or cancel in time.
  • KGx
    KGx Posts: 9 Forumite
    Thank you for your reply!

    I mean if I book the hotels by credit card [not a pre-paid rate, just a standard rate] will they put a hold on my credit card so I won't be able to use what they have on hold.

    Or is that just for security and they don't charge it at booking and I can pay via direct debit once i've completed my stay?
  • claire16c
    claire16c Posts: 7,074 Forumite
    Part of the Furniture Combo Breaker
    If you're paying the standard rate they won't charge you until you stay.

    You will be able to pay on debit when you get there, they want the credit card now incase you don't turn up, or at check in incase you damaged the room etc. normally you pay when you leave or you could pay at the start but use whatever card you like.
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