Debt free by 40 -- 19 Months and counting

Magsnoodle

Hi Steph,

What fantastic news about Argos and well done you for dealing with LIttlewoods head on :beer:

Have a great weekend and happy crafting x

StressedSteph

mizmir wrote: »

Well done you! Great to see the strike through Argos and well done on tackling Littlewoods. You're rocking!

Chrysalis1976 wrote: »

Fabulous news Steph and I have every confidence that despite the increase in your payment to Littlewoods you'll get that Barclaycard knocked down no problem!

Have a lovely weekend.

C x

Thanks Mizmir and Chrysalis. Felt like it was abit of a setback with Littlewoods but guess I should'nt worry as one way or another it is all money going towards the debt.

Magsnoodle wrote: »

Hi Steph,

What fantastic news about Argos and well done you for dealing with LIttlewoods head on :beer:

Have a great weekend and happy crafting x

Hi Magsnoodle

Thanks for reading and posting. Feels good to kill off the first debt. Just seven more to go

Will definitly start that crafting this weekend.
xxx

StressedSteph

Morning,


Just a quick weekend update.


Got paid £60 from the shop which stocks my crafts, and withdrew £11 from Paypal from some ebay sales. Totalling £71


I decided to be impulsive in the RIGHT way and immediately paid £80 against my new target= Barclayc#rd.


Total down to £718 now. I have my normal snowballed payment yet to do that will be £192. Then I have lots of fleabay items finishing today and next week so will immediately pay any money from that against the card also.

I am feeling abit more of a panic with this card because it still has quite high interest on it. I wasn't able to negotiate anything as its in hubby name. I didn't panic too much because its a small debt I can kill off quickly.

I mean business now .

StressedSteph

Wow I have just watched this Youtube video of Dave Ramsey.

Breaking the chains of Debt

http://www.youtube.com/watch?v=I1UYs3Zr7Vs

I have never been overly religious but this man speaks so much sense. I actually got abit upset watching it, he is so inspirational, I think I might make a habit of watching other videos from him to keep me inspired.

Certainly worth a watch if you have time.

Ali-OK

That was excellent Steph, thanks for posting the link :T

He uses some Stephen Covey NLP in there - the picture with the 2 faces or the white ornament. Great for changing the way we think and look at things. (Author of 7 Habits of Highly Effective People and The 8th Habit).

I'm definitely going to watch some more too. Especially that long stretch between payments being made to debt and pay day. I always seem to get a lull and need something to fill that gap.

And a big well done on the payments to B'card - what a great start to March :T:T

dawnybabes

Cooking on gas, go Steph !!!

Buffythedebtslayer

StressedSteph wrote: »

Wow I have just watched this Youtube video of Dave Ramsey.

Breaking the chains of Debt

http://www.youtube.com/watch?v=I1UYs3Zr7Vs

I have never been overly religious but this man speaks so much sense. I actually got abit upset watching it, he is so inspirational, I think I might make a habit of watching other videos from him to keep me inspired.

Certainly worth a watch if you have time.

Really great, thank you Steph, for posting it. SO glad to read you are doing well. I too found it a bit emotional watching the vid. extremely thought provoking


Take care and best of luck with Barclaycard XXXXXX

wantabetterlife

Just watched it steph...you could almost see the cogs turning in the audience...definitely makes you think.

StressedSteph

Ali-OK wrote: »

That was excellent Steph, thanks for posting the link :T

He uses some Stephen Covey NLP in there - the picture with the 2 faces or the white ornament. Great for changing the way we think and look at things. (Author of 7 Habits of Highly Effective People and The 8th Habit).

I'm definitely going to watch some more too. Especially that long stretch between payments being made to debt and pay day. I always seem to get a lull and need something to fill that gap.

And a big well done on the payments to B'card - what a great start to March :T:T

Hi Ali


You are right about picking out some of these Youtube clips from inspirational speaker during the longer gaps between payment. It will really help keep us going.


Thanks for posting.

dawnybabes wrote: »

Cooking on gas, go Steph !!!

Thanks Dawnybabes xx

Buffythedebtslayer wrote: »

Really great, thank you Steph, for posting it. SO glad to read you are doing well. I too found it a bit emotional watching the vid. extremely thought provoking

Take care and best of luck with Barclaycard XXXXXX

Hi Buffy


Glad it wasn't just me that got emotional, it was maybe abit over-indulgent of me to have a few moments of a personal pity party, but it just hit a real nerve with me.


xxxx

StressedSteph

wantabetterlife wrote: »

Just watched it steph...you could almost see the cogs turning in the audience...definitely makes you think.

Hi Wantabetterlife,


Yes you are right, my cogs were also turning. Certainly helps to cement the resolve to beat the debt.


xxx