Tesco Balance Transfer Expiry Date

robgoingcrazy

Hi, I had a balance transfer offer from my Tesco Credit Card back in July, and took advantage of it, however I've lost the paperwork which says how long the promotional period was for. It must have been at least 9 months as I never bother with an that are 6 or less, but am not too sure.

I've looked at my statement and it shows my promotional balance interest rate as zero, and under the expiry date it's just blank.

That doesn't seem very helpful or transparent, not sure about phoning them up in case it's an error and is somehow stuck on that 0% rate for longer than expected (lol!)

:money:

[Deleted User]

Give them a call. Better than getting hit with interest you don't want.

fozmcfc

A couple of years ago, I had a 0% offer.

2 months before the 0% was due to run out, the information was shown on the statement on the first page, on the left hand side, with the heading Important Information.

It was never shown where I and others thought it would be under the expiry date.

I no longer have the card, so no statements, but it could still be the same.

redpete

robgoingcrazy wrote: »

not sure about phoning them up in case it's an error and is somehow stuck on that 0% rate for longer than expected (lol!)

Does the 'lol' mean you're not really being serious about not phoning them?

The chances of you missing a full payment and getting hit by high interest is much higher than the chance of them having forgotten to bring your 0% period to an end when they should.

robgoingcrazy

fozmcfc wrote: »

A couple of years ago, I had a 0% offer.

2 months before the 0% was due to run out, the information was shown on the statement on the first page, on the left hand side, with the heading Important Information.

It was never shown where I and others thought it would be under the expiry date.

I no longer have the card, so no statements, but it could still be the same.

I reckon that sounds about right.

redpete wrote: »

Does the 'lol' mean you're not really being serious about not phoning them?

The chances of you missing a full payment and getting hit by high interest is much higher than the chance of them having forgotten to bring your 0% period to an end when they should.

Well I do check my statements, although I pay minimum by direct debit so no chance of missing any payments. Also I will just keep an eye on the "estimated interest if not paid in full next month" as if it goes up from 0% that will give me an indication it's time to think about it.

More of an ironic lol as I recognise the chances of them making a mistake in my favour are non existent :rotfl:

dotdash79

Just phone them and ask.

joroshe

It will appear on your statement three months before the expiry date