Bills on credit file?

myright

do utiliti bills like electric/ Gas/ Council Tax show up on your credit file if you miss a payment or 2?

I paid late a few times. But I didnt see them on my noddle account.

So I am hoping for a definitive answer. thanks.

molerat

Council Tax no but some utilities do. EOn report to Equifax but not to Noddle / CallCredit. You need to get a statutory report or free trial from Equifax and Experian if you are worried about something.

Twisted_Cherry

British Gas report to Equifax, I've still got accounts showing for Gas and Electric from 4 years ago, although settled.

Gordon_Hose

BT report to Equifax.

molerat

No BT on my Equifax report

Gordon_Hose

There is on mine.

molerat

Maybe because I never had a payable bill, paid line rental up front and never made a chargeable call.

sirwiggum

I pay for the phone and broadband in my name, these don't show up in Experian nor CallCredit.

Should other direct debits appear? Insurance etc.?

I don't have any missed payments / defaults with these. In fact, it would be nice if they were on a positive factor!

Gordon_Hose

molerat wrote: »

Maybe because I never had a payable bill, paid line rental up front and never made a chargeable call.

There you have it then.