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Bills on credit file?

myright
myright Posts: 689 Forumite
in Credit file & ratings
do utiliti bills like electric/ Gas/ Council Tax show up on your credit file if you miss a payment or 2?

I paid late a few times. But I didnt see them on my noddle account.

So I am hoping for a definitive answer. thanks.

Comments

  • molerat
    molerat Posts: 36,505 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 16 December 2013 at 9:22AM
    Council Tax no but some utilities do. EOn report to Equifax but not to Noddle / CallCredit. You need to get a statutory report or free trial from Equifax and Experian if you are worried about something.

    Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.

    Being hated by idiots is the price you pay for not being one of them.

    Jean Cocteau 1889-1963

  • Twisted_Cherry
    Twisted_Cherry Posts: 1,662 Forumite
    British Gas report to Equifax, I've still got accounts showing for Gas and Electric from 4 years ago, although settled.
  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    BT report to Equifax.
  • molerat
    molerat Posts: 36,505 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No BT on my Equifax report

    Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.

    Being hated by idiots is the price you pay for not being one of them.

    Jean Cocteau 1889-1963

  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    There is on mine.
  • molerat
    molerat Posts: 36,505 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Maybe because I never had a payable bill, paid line rental up front and never made a chargeable call.

    Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.

    Being hated by idiots is the price you pay for not being one of them.

    Jean Cocteau 1889-1963

  • sirwiggum
    sirwiggum Posts: 169 Forumite
    I pay for the phone and broadband in my name, these don't show up in Experian nor CallCredit.

    Should other direct debits appear? Insurance etc.?

    I don't have any missed payments / defaults with these. In fact, it would be nice if they were on a positive factor!
  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    molerat wrote: »
    Maybe because I never had a payable bill, paid line rental up front and never made a chargeable call.

    There you have it then.
This discussion has been closed.
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