The 'Save 12k in 2014' Thread!

girlatplay

Duke203 wrote: »

...I am finally pleased to wake up 100% debt free today

Congratulations :T

slowlyfading

Duke203 wrote: »

I am finally pleased to wake up 100% debt free today

Congratulations :j :j

Spreadsheet updated

cydney65

Well done Duke203:beer:

It's a brilliant feeling isn't it!

beach-holiday

As expected when I joined this challenge, I've had to dip into my savings for May ...but not as much as expected .

slowlyfading - please reduce my savings to £204.12 as I had to withdraw £279.50 in May.

June is looking a bit better so far, just need to keep a tight hold on the purse strings .

b-h

Hantsman

hmmm need to do some working out to see what May's total was, have finally started getting some interest on my savings though thanks to sorting my Direct Debits out, I will update today/ tomorrow morning

Well done to everyone though!

sparrer

Congratulations Duke203, what a champagne feeling :T

back from Croatia where my spending money was what I lad left over from my last holiday in November, didn't have to take any extra out as it's definitely not an expensive country. In a week we fitted in three full-day trips and two shopping trips so did well.

I have a bedroom full of car boot 'stuff' which will be put toward the NZ trip. The nearest boot sale only charges £4 per car which is incredibly cheap for this area and starts at a civilised 10am, great for me as I struggle to do single figures in the mornings

Malski

I'm a bit late for this challenge but does the saving bit include what you put into ISA's etc?

Hantsman

£2000 I think, sig updated

Lomcevak

Malski wrote: »

I'm a bit late for this challenge but does the saving bit include what you put into ISA's etc?

Never too late to join, I think! There aren't really hard and fast rules, so if you save it during 2014 then it's fair game.

Personally I only count money that I don't have current plans to spend - e.g. I wouldn't count saving towards a car or holiday, even if they were next year, so for me it is 'rainy day' savings, interest, and money in to my SIPP only. But that's just my take. Some people count money they save and then spend, and sometimes you'll see other people declaring a negative amount to reflect dipping in to savings. SIPPs and S&S ISAs are a bit complicated as the value goes up and down, I declare what goes in and leave it as that, some people do it a bit more exactly than that.

Main thing is that the thread's a useful way to set a target to motivate yourself to get saving

cathybird

This is (once again) a very late declaration - during May I saved £600. Actually it was probably a little more but I'm going to round it down and add the pennies to next month. Apologies again for the lateness.