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The 'Save 12k in 2014' Thread!

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  • gothrockchic1
    gothrockchic1 Posts: 1,959 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Slowly fading it is with great regret that I have to pull out of this challenge. Hopefully this will explain a bit, I will still follow the thread, most of you are already doing brilliant and I hope you all continue to do so

    https://forums.moneysavingexpert.com/discussion/comment/65710416#Comment_65710416

    I am sorry to hear this YB. I actually came on to see how you are all doing. You will be back though!
  • 115K
    115K Posts: 2,678 Forumite
    Part of the Furniture
    I have no idea what has been going on with me this month but I have overspent so I will only be putting about £750 into savings I think when payday comes round next week.

    I will update the exact amount next week. I think I might have to open a cash ISA/high interest bank account in my name to put the spare cash into as I can't seem to trust myself with it in the normal bank account.:mad:
    Slowly fading it is with great regret that I have to pull out of this challenge. Hopefully this will explain a bit, I will still follow the thread, most of you are already doing brilliant and I hope you all continue to do so

    https://forums.moneysavingexpert.com/discussion/comment/65710416#Comment_65710416

    :(I already posted on the other thread but I hope things improve for you.
    HOUSE MOVE FUND £16,000/ £19,000
    DECLUTTERING 2015 439 ITEMS
    “Don’t let your happiness depend on something you may lose.”
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Slowly fading it is with great regret that I have to pull out of this challenge. Hopefully this will explain a bit, I will still follow the thread, most of you are already doing brilliant and I hope you all continue to do so

    https://forums.moneysavingexpert.com/discussion/comment/65710416#Comment_65710416

    I, also, have already posted on the other thread but just wanted to say here that you will get through it and be back with us in no time. It's just a couple of years' blip, maybe less if you can find the way. You will still only be 24 by the time you are past this. You have soooo much going for you with your age and your ability to earn well, not to mention the savvy head you have on your shoulders ;)
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • wilf55
    wilf55 Posts: 3,102 Forumite
    hi sorry for my absence i won't go into why but I'm back not saved much but altered my way of living these are the small things I've been doing

    using aldo
    saving club card for xmas or when its better to cash them in
    not really doing surveys but going to up this
    buying frugally
    turning off lights unused tvs etc
    using higher interest current account
    not buying unnecessarily


    total for 168/6000
    Save 12k in 2015 member 187. £62.50/6000
  • amiehall
    amiehall Posts: 1,363 Forumite
    My update is coming!! Just need to work out how much I paid in overall as I had to rob some out at the very start of this month for a variety of things. I don't think I'll be saving much this month, so I'll deduct it from last month before I forget it.

    A mixture of good things and bad that I hadn't budgeted for including a parking ticket (grrrrr!) and my graduation robes (wooooo!) so update is pending.
    Sealed Pot Challenge #239
    Virtual Sealed Pot #131
    Save 12k in 2014 #98 £3690/£6000
  • Yvette394
    Yvette394 Posts: 461 Forumite
    Part of the Furniture 100 Posts I won, I won, I won!
    Won £100 between us on the premium bonds. Taking our total to £4100!
    Apr - Makitia DAB Radio

    Wins 2013 £3996, 2014 £1125, 2015 £2906, 2016 £3058 2017 £1025 2018 £6738 2019 £326
  • Niv
    Niv Posts: 2,563 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Been a decent month for me. With my 'investment' portfolio dropping about as low as it can go I have managed to claw back a few quid by not eating out much last month so overall just over £400 up! Thank god for my one good share that seems to be holding up the rest of my portfolio at the mo! A bit for diversity is coming but it is all cash dependant.

    To 'Youngbusinessman' - sorry to hear about your troubles, hopefully you will be able to keep up your positive attitude and dig yourself out of your current situation - good luck and try to keep smiling!
    YNWA

    Target: Mortgage free by 58.
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Milestone for me, as i'm now past the £12k barrier for 2014 - £12,300.89 to be precise. Very happy to have done that in under six months :D

    I'm not planning on raising my £18k target just yet, as i'm likely to have a few lean months around Aug - Nov, but hope to get past £20k eventually with a bit of luck.
  • elfy1807
    elfy1807 Posts: 150 Forumite
    edited 10 June 2014 at 8:20PM
    Sorry a bit late to update May's balance... haven't had chance to nip to the bank to check my balance/update on here until right now.

    My total balance as of 31/5/14 was £442.13, so I managed £380.04 in May.
    It's a tad more than that right now, but I'm not counting the extra until the end of this month.
    I'll update the spreadsheet in a mo.
    Debts (as of 28/10/15)
    Mum: Start £3426.00 Now £2655.00 22.5% Car (on finance): Start 13823.60 Now £8728.59 36.85%
    Current Debt Free Day: 12/1/2019

    Goals:
    £2000 emergency fund £800/£2000 40%
    £5000 House Deposit £62.09/£5000 1.24%
    Car Finance Settlement Fee As of 28/10/15 £0.00/£7152.18 0%
  • Duke203
    Duke203 Posts: 113 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 11 June 2014 at 11:02AM
    After a rather excellent return on work's SAYE scheme, I am finally pleased to wake up 100% debt free today :D

    As a result, I can add the rest of the sales proceeds to the next few updates as I reinvest them, and then go super-charged on the savings.

    Could I update my target this year to £20,000 please.

    Ta :)

    Edit: Just seen the box on the monthly form. I'll do it there for June's update.
    "Chuck Norris can remain solvent for longer than the markets can remain irrational"
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