Home Insurance in Flood Risk Area

vegasvicar

Hey All,
I've just had the renewal for my home & contents insurance & it has gone up... a lot.
I live in an area that has been deemed a flood risk even though the house has never flooded.
Can anyone recommend some specialist insurers to call? (I've been on the usual comparison sites but they aren't interested.)

*Scarlett

If the comparison site are declining you due to the post code rather than previous flood history or proximity to a body of water, then you could try

http://www.homeprotect.co.uk/property-condition/flooding-insurance

http://www.adrianflux.co.uk/flood-risk/

Make sure that a new insurer will accept the policy before lapsing the old one - ie there are no other issues that they won't insure.

hollie.weimeraner

Hi, contact the Environment Agency ([EMAIL="enquiries@environment-agency.gov.uk"]enquiries@environment-agency.gov.uk[/EMAIL]) and ask them for an Insurance Related Request. They will supply you with a flood risk report for your postcode which you can then supply to your potential insurers that includes the flood risk for your area along with a list of any flood defences etc. May reduce your renewal.