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Urgent help needed court or debt collector

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Comments

  • eeeeen
    eeeeen Posts: 98 Forumite
    We've used a debt collector specialising in commercial debts before, he got us the majority of our money back, pretty quickly too.

    I can PM you the company we used if you want.

    Please do send details why did you choose debt collector as opposed to small claims ?
  • spacey2012
    spacey2012 Posts: 5,836 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Do you have any form of written contract ?
    What type of work were you doing ? £20 k is a very large credit account to let a client run up.
    Be happy...;)
  • eeeeen
    eeeeen Posts: 98 Forumite
    spacey2012 wrote: »
    Do you have any form of written contract ?
    What type of work were you doing ? £20 k is a very large credit account to let a client run up.

    Thanks for replay please see my answers to your earlier questions above,
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    eeeeen wrote: »
    Please do send details why did you choose debt collector as opposed to small claims ?

    I've sent you details of the company we used.

    We used a debt collector because the debt was £25k, so too big for small claims. Also we felt that if debt collection didn't work we still had the court option in our back pocket.
    Accept your past without regret, handle your present with confidence and face your future without fear
  • eeeeen
    eeeeen Posts: 98 Forumite
    I've sent you details of the company we used.

    We used a debt collector because the debt was £25k, so too big for small claims. Also we felt that if debt collection didn't work we still had the court option in our back pocket.
    Good point,and thanks for the info.:beer:
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You're welcome. And good luck, I hope you manage to get something back.
    Accept your past without regret, handle your present with confidence and face your future without fear
  • spacey2012
    spacey2012 Posts: 5,836 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    In absence of any written contract or official order you are not going to find it easy, you may have a better chance claiming you were employed and owed wages.
    Employment is if you have a master servant relationship, they are your only client , they set the hours you work and they give you instruction and supply any materials used in the course of this work.

    It does sound to me like they were pulling a PAYE avoidance scam by claiming you were self employed.

    If you did small amounts of work for many clients, then you were self employed, but if you worked normal working hours just for this employer, it is far more likely you were employed.

    Claiming owed wages is quite easy, becoming a self employed creditor sends you to the back of the queue with everyone else owed money
    Be happy...;)
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