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2014 Frugal Living Challenge

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  • lynnejk
    lynnejk Posts: 5,732 Forumite
    Rampant Recycler Debt-free and Proud!
    Evening one and all.


    DAWN - the very best for tomorrow and I'm sure there will be a tear in the corner of your eye. Did you take a picture of the car damage BTW ?


    We went to look at paint today at Home B**e and found out that they will be doing a promotion across the store for the B Hol weekend of 15% off, so went home again until Saturday :rotfl:


    Hope you all have a wonderful Wednesday
    Lx
    £10day.2014=3213/2015=3421/2016=3238/2017=2702/2018=498..APR=12.03/300
    GrocC.2014=2162/2015=2083/2016=218/2017=1996/2018=450..APR=17.13/200
    Bulk buy.......APR=233.76
    GC.NSD..2015=216/2016=213/2017=229/2018=39..APR=03/15
    SPC130:staradminx61..2014=1178/2015=1287/2016=4616/2017=3843
    OS WL= -2/8 ......CC =00......Savings = £13,140
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    cbut think I'll have to try the lentils too.
    I recently made a bacon and lentil soup, which DS1 passed on despite loving bacon as he "doesn't know if he likes lentils". I only use them in with mince and simmer on a very low light for quite a long time, but he's obviously not spotted them yet (much to the amusement of OH who watches me lob them in ;))
    Cheryl
  • sparrer
    sparrer Posts: 7,548 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Yesterday I found a pair of Peter Storm zip-off shorts/trousers for 99p and 3 books for 50 in a hospice cs. Nothing over £1.99 so was tempted but just bought what I liked most.
    Went into £1land to buy garden lights on posts using a 'buy 6, pay £5' voucher, so I bought 6. Of course...
    Went into a discount shoe shop and came out with nothing. I think this is the first time I've ever not bought a pair of shoes! But only because I have so many shoes I couldn't remember what style/colour I don't have :o. Not sure if I wish I got those red suede loafers or if I'm proud of myself!
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Been having an indecisive moment for the last week - and still having it :o

    There's a set of 5 films I want on DVD, and I can buy them individually or as a box set (all options second hand and from the same seller). Individually they'd cost me £7.30 (including postage), but as a set of 5 discs in one box they'd cost me £10.04 (including postage) which is a third extra!! Frugal head says cheapest way, but organisational head (which doesn't often appear) says I'm less likely to misplace a film if I buy the set - and it should take less space in my cupboard!

    I hate when things like this happen !!!!
    Cheryl
  • sparrer
    sparrer Posts: 7,548 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    cw18 wrote: »
    Been having an indecisive moment for the last week - and still having it :o

    There's a set of 5 films I want on DVD, and I can buy them individually or as a box set (all options second hand and from the same seller). Individually they'd cost me £7.30 (including postage), but as a set of 5 discs in one box they'd cost me £10.04 (including postage) which is a third extra!! Frugal head says cheapest way, but organisational head (which doesn't often appear) says I'm less likely to misplace a film if I buy the set - and it should take less space in my cupboard!

    I hate when things like this happen !!!!

    Me too, I like frugal but I like tidy too :doh:
    Could you not buy them individually and put them together in a dvd holder - with the paper covers slotted in too, if you want to keep those as well? If you have a spare one of course, to buy one would probably take you over the new set price. Or if you have a birthday/anniversary coming up you could ask for the set...?

    I think I'd go for the set. Unless someone can come up with a better way :)
  • afoolwithmoney
    afoolwithmoney Posts: 126 Forumite
    edited 30 April 2014 at 5:53PM
    Think we are back on track no spends this week & we appear to have at least half of what was borrowed on cc last month put by to pay off this month. Off to root through my drawers now for some birthday presents :)
    Hope your last day went well Dawn I had a massive change of direction a few years back & found it wasn't the lack of money hardest to adapt to but the routine of work & the people contact... I lost my label..soon found it again but took a good six months
  • Evening Frugalites,


    Payday!!!! Had to go and do a Big Shop today but was worth it! £6 in WilksAndSons and then pretty much £45 in Aldini which is a lot for me! But stocked up so am chuffed. Lots in to eat, should see me through May - lets see!
    I've done some moving cash around too. I have an acc where my wages get paid in and DDs and SOs go out. This is my food, toiletries, travel and essentials (eg stamps, printer ink etc) acc.
    My other acc is the 'nice things that cost money' one - birthdays, Xmas, holidays, clothes, make-up, coffee with friends etc.
    And an ISA which is leaner than it was but hopefully now won't get touched. Any extra in the bills acc at the end of the month will go into the 'nice things' acc.


    Any miracles and windfalls will then go into savings!! This is how it's going to be for a while yet, until I can sort more hours at work.


    Feel more organised, despite being as poor as a church mouse with no cheese, many children and a rat bailiff knocking on the door of the windmill threatening to take away the kids' clogs.


    But oh well! http://www.youtube.com/watch?v=SMwZsFKIXa8


    Dawn - hope today went well! You've done the right thing - let the dust settle and bring on the next chapter xxxxxxxxxx
    2014 Frugal Living Challenge
    #48 Crazy 2014 Clothes Challenge: £95.00/£100
    Number of read books/unread books: 9/56
    Number of new books bought in 2014: 1

    Ain't nothin' goin' on but the rent
  • sparrer
    sparrer Posts: 7,548 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Welcome to retirement Dawn, it's wonderful! Once you given yourself time to breathe you'll find it's much more interesting than working ;)

    Called into Mr M before closing this evening, got a mixed tray of exotic fruits rtc 9p (for breakfast tomorrow), a fillet of mackerel 9p and 4 pts whole milk 15p, both in the freezer and a packet of dried peas to try lynnejk's pea sprout method which I'll start off tomorrow.

    Not exactly a npd but the person I give a lift to every Wednesday evening gave me £10 toward the petrol for the month so it doesn't really cost me anything. No plans to go out tomorrow so I should be good ;)
  • lynnejk
    lynnejk Posts: 5,732 Forumite
    Rampant Recycler Debt-free and Proud!
    HAPPY MAY DAY EVERYONE


    Sparrer - Good luck with the pea shoots. Waiting for the weather to get into double figures here otherwise they will come up ready frozen :rotfl: I ask you - 8 degrees in the daytime in May :eek:


    Hoping and trying for an extra frugal month. Wish me luck


    Hope you all have an amazing Thursday ;)
    Lx
    £10day.2014=3213/2015=3421/2016=3238/2017=2702/2018=498..APR=12.03/300
    GrocC.2014=2162/2015=2083/2016=218/2017=1996/2018=450..APR=17.13/200
    Bulk buy.......APR=233.76
    GC.NSD..2015=216/2016=213/2017=229/2018=39..APR=03/15
    SPC130:staradminx61..2014=1178/2015=1287/2016=4616/2017=3843
    OS WL= -2/8 ......CC =00......Savings = £13,140
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Just plugged yesterday's spends into my spreadsheet, so here goes....

    2014-04-30-endofApril.jpg

    All the annual budgets are the same as they were at the end of March, so no jiggery-pokery to be done due to changes in bills.

    The only categories I'm now showing as being overspent on are my window cleaner (because I paid up front until the end of June - so it'll balance out next month, just in time for the next big 'pay up front' in July ;)) and toiletries and cleaning (biggest spends this month being day and night creams for the rest of the year, but also because I bought shampoo, conditioner and shower gel I don't really need - wanted to get full bottles instead of using up dregs so I can try and figure out how much I'm going to need when I go off on my Camino due to weight of backpack being a big issue). My overall total would be slightly higher, but I paid my £19.08 bill in B00ts yesterday totally from points.

    I'm well underspent for the year-to-day (budget was £3812.49, spends are £2623.66, so almost £1200 in pocket), which seems to be down to presents (£200 underspend), petrol (£360 underspend despite DS1 now having use of the car and doing more mileage in April than I did!), groceries (£320 underspend, mainly due to using up what I have in) and Camino (£190 underspend, but this could change any time as I've not yet booked travel to the start / home from the end).
    Cheryl
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