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How old will you be when you can retire?
Comments
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Loughton_Monkey wrote: »Ah!
The old "blame the advertiser not the consumer" defense!
I get bombarded by TV adverts. Shop around for Car Insurance. Get a Lloyds Bank ISA. Scottish Widows for pensions.....
I do use ISA's, I do have pensions and ISA's. Who do I thank for that? The advertisers, or my own common sense?
Then I get bombarded with other Adverts. Wonga loans. Samsung Galaxy 4 Phones. Sky subscriptions. Bingo sites.
I don't use any of these. Are they relatively poor adverts? Or is something inside me making me resistant to them?
Since you are so sure that adverts are so persuasive, I have just thought of a great idea. I'm going to write to Theresa May suggesting she sends round posters on vans asking all illegal immigrants to go home!
Phew! We'd be rid of every one of them before Christmas!
... large gin & tonics all round... :rotfl:
Without gullible people, falling for the consumerist wants of life, perhaps our investments wouldn't be doing as well and it would be smaller G&Ts all round.
There are more gullible peeps than smart peeps but that doesn't make the situation any less corrosive."If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 -
Remember also that our consumerist, market driven economy encourages people to spend what they don't have. Look at the Xmas adverts! You are to buy this or that because you deserve it created!
This is absolutely correct! Only the other day I ended up buying 6 chocolate fire guards that I saw on a tv advert. We don't even have open fires in our house and even if we did, obviously they would melt. After realizing this I later tried to get a refund, but they acted as if it was my responsibility and not theirs!Chuck Norris can kill two stones with one birdThe only time Chuck Norris was wrong was when he thought he had made a mistakeChuck Norris puts the "laughter" in "manslaughter".I've started running again, after several injuries had forced me to stop0 -
grizzly1911 wrote: »Without gullible people, falling for the consumerist wants of life, perhaps our investments wouldn't be doing as well and it would be smaller G&Ts all round.
There are more gullible peeps than smart peeps but that doesn't make the situation any less corrosive.
Given a choice.... taken all round.... I'd rather live in a society without too many of these gullible people.
I've even heard of people buying 6 chocolate fire guards when they don't even have fires! How gullible is that! Probably the same mentality as someone who'd go to Boots and buy a jar of face cream for £1.99, and so stupid that they don't realise how more intelligent it would be to pay £44.99 for L'Oreal age reperfect, revitalift, SPF 30, with hydrolastic pro-retinal A, Perline-P Serum, pro-calcium Collagen.....
Canny people such as myself know you can get two for £85 at Superdrug!0 -
Yep, I'm 99% sure. The ages below 65 apply to women only.
No they don't. Men qualify at the women's pension age even if they have not yet themself reached state pension age.Lost my soulmate so life is empty.
I can bear pain myself, he said softly, but I couldna bear yours. That would take more strength than I have -
Diana Gabaldon, Outlander0 -
Torry_Quine wrote: »No they don't. Men qualify at the women's pension age even if they have not yet themself reached state pension age.
The minimum age to qualify for Guarantee Credit is gradually rising from age 60 to 66. It is currently 61 years and six months.0 -
Back to the OP's point - I hope to retire about 50.
Mortgage due to be paid off next year, so I hope to up my BTL portfolio to bolster a reasonably generous company pension from 55 onwards0 -
I find it hard to understand how its always the more right wing people who feel free to comment on the laziness etc of others when it is their free market values that create the problems in the first place. Advertising, marketing, consumerism etc affect everybody....perhaps the disadvantaged and educationally challenged most of all. That's the world we've created!
What I don't understand is why I don't buy crap to the detriment of my retirement savings but others do and are treated like victims of the marketing man.0 -
What I don't understand is why I don't buy crap to the detriment of my retirement savings but others do and are treated like victims of the marketing man.
It won't be long before this is picked up by our 'Nanny State', backed up by the EEC and potential staff of a brand new 'regulator' Quango.
What we will see is all "stuff" [ipads, cars, TV's, tablets, Nike Shoes....] having a label. You look up your age on a little table, to find out your statutory warning. "Warning. Purchasing this product, instead of investing the money in a pension, will cost you £15.75 a week when you are 65..."
This will cure it just as well as all those traffic lights on sugary or fatty foods......
.... on second thoughts, let's not bother. Let's just let everyone get fat, spend everything, and simply allow them to blame the generations before them [or the Marketing Man] for their impending poverty.0 -
Well bully for you mate ...you personally are not susceptible to advertising...and your point is?Loughton_Monkey wrote: »Ah!
The old "blame the advertiser not the consumer" defense!
I get bombarded by TV adverts. Shop around for Car Insurance. Get a Lloyds Bank ISA. Scottish Widows for pensions.....
I do use ISA's, I do have pensions and ISA's. Who do I thank for that? The advertisers, or my own common sense?
Then I get bombarded with other Adverts. Wonga loans. Samsung Galaxy 4 Phones. Sky subscriptions. Bingo sites.
I don't use any of these. Are they relatively poor adverts? Or is something inside me making me resistant to them?
Since you are so sure that adverts are so persuasive, I have just thought of a great idea. I'm going to write to Theresa May suggesting she sends round posters on vans asking all illegal immigrants to go home!
Phew! We'd be rid of every one of them before Christmas!
... large gin & tonics all round... :rotfl:0 -
Well bully for you mate ...you personally are not susceptible to advertising...and your point is?
Well made.I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.
Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.0
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