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privacy guard crdit report

hi guys i have recently signed up to privacy guard which i have done through my current account with natwest. now after checking my credit report it says i have a credit score of 763 which it says is fair but the only thing showing on my credit report is my nat west account but i know there is a hell of alot more than that anyone have any idea why nothing else is showing on my report???

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Perhaps they're on your other reports? Which one does privacy guard check?
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hello there.

    Do you know which credit reference agency is being used to provide the data? You may find that Natwest use an agency which isn't used by your creditors. There are three credit reference agencies, there is no rule that you creditors have to use any of them - although most usually process information on at least one, often more.

    It could be that your data is imply being held by a different credit reference agency.

    For further information on credit referencing, please take a look at our fact sheet:
    http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=05_credit_reference_agencies

    Best wishes,

    David @ NDL.
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • thanks for the replies they are using experian to check my report
  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    Check that the PG account was set up using your full and accurate six year address history. If it wasn't, take steps to update your member profile. If is was, raise a query asking why some of your accounts appear to be missing.

    James
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
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