First time buyer vertical cracks in exterior brick wall

Ulfar

Home buyers reports unfortunately are not binging on the surveyor, if you check the terms and conditions I expect you will find lots of get out clauses and exclusions.

While he may be comfortable, would you be.

If you can afford it get a structural survey and make the surveyor aware of your concerns, I would also check that there is some comeback on the surveyor if problems are not spotted.

SantaKlaus

Ulfar wrote: »

Home buyers reports unfortunately are not binging on the surveyor, if you check the terms and conditions I expect you will find lots of get out clauses and exclusions.

While he may be comfortable, would you be.

If you can afford it get a structural survey and make the surveyor aware of your concerns, I would also check that there is some comeback on the surveyor if problems are not spotted.

I didn't realise it was just a home buyers report, my fault, didn't read it properly.

Jamie you need a proper structural surveyor report not a home buyer report

Yorkie1

Ulfar wrote: »

Home buyers reports unfortunately are not binging on the surveyor, if you check the terms and conditions I expect you will find lots of get out clauses and exclusions.

While he may be comfortable, would you be.

If you can afford it get a structural survey and make the surveyor aware of your concerns, I would also check that there is some comeback on the surveyor if problems are not spotted.

Assuming the surveyor is RICS, then they will be liable to the client for any negligence in the conduct of a HB survey. You can't just state that the surveyor carries no liability at all if the survey is a HB one. This is misleading to people who read these forums.

I know that you then went on to say that there might be some caveats - which I accept - but that is not the same as saying the survey is worthless.

A structural engineer would still have caveats about things they were physically unable to inspect, or things outside their expertise e.g. electrics.

Ulfar

Yorkie1 wrote: »

Assuming the surveyor is RICS, then they will be liable to the client for any negligence in the conduct of a HB survey. You can't just state that the surveyor carries no liability at all if the survey is a HB one. This is misleading to people who read these forums.

I know that you then went on to say that there might be some caveats - which I accept - but that is not the same as saying the survey is worthless.

A structural engineer would still have caveats about things they were physically unable to inspect, or things outside their expertise e.g. electrics.

I refer you to;

http://www.independent.co.uk/property/house-and-home/is-a-survey-worth-the-paper-its-on-697197.html

Based on the report from which, doesn't pose a rosy picture. It even has quotes from surveyors making the point that they include lots of caveats to limit their liability.

Also from my own experience in the past, I haven't had a single home buyers report that would bind a surveyor if structural defects came to light. All of them have had caveats that because they don't reveal anything they aren't liable for structural defects or they recommended further inspections.