no tax credits for 9 weeks :( struggling to cope!

k0405

Hi All,

I am in desperate need of some advice.
I work full time with three young children who attend nursery at £300 per week. I separated from their father over a year ago and we decided to move back in together on the 14th October 2013.
I made a new claim for tax credits on the 16th and they stopped my payments immediately.
On the 28th October, he left his phone at home and I found lots of texts and picture messages which he had been sent from another woman and messages telling her he was only back with me for the kids sake. I asked him to leave and he moved out on the 30th October. By this point I had sent back the forms for the New joint claim and was told that I would.need to withdraw this claim and make a new single claim. I was unable to withdraw the claim until the 17th November as they had no idea where my claim was (turns out it was with compliance).
I have now made a new claim which was sent back 9 days ago recorded and signed for but not on the system yet.
I am now in debt up to my eyeballs, not been able to pay the rent this month and my childminder is close to quitting. I have had no tax credits since 14th October, I am barely eating, can't sleep and I am about to lose my home and my job. I am not coping, crying all the time and this is ruining my life.
How much longer will I be waiting? Is there anything I can do to speed it up?
I couldn't bare it if I lost my job and really feel so depressed and scared

Sent from my HTC Desire C on Three

Witch_Hazel

You could approach the father I guess for financial support.

[Deleted User]

I think you need to phone up tax credits again and make sure you will get some money for the 14 days your husband did live with you.

Then ask how long it will take for the new claim to be processed.

But be prepared that as there are two valid claims, estimations may be incorrect.

I know when I split up with my ex, my claim was altered over the phone and there was no delay in payment at all.

But like I said, your claim is a bit more complicated and there seem to be changes to how the tax office do things (I once waited 9 weeks for a fresh claim as a single parent to be paid out and I sympathise). Child Tax credits are the first people I would ask in a situation like this.

It might be worth a visit to your local CAB. They will advise as to your rent (the LL won't be able to throw you out until you are two months behind in your rent but even beyond that you should have more time to sort this out) and you should be able to get food parcels temporarily. They might be able to advise re Child tax credit too.

This is such a stressful time for you, lots of emotional upheaval etc. Is there anyone you can talk to (friend or relative)? Do you have a superior at work you can talk to - they may offer some support as you are worried about losing your job. Although I do realise this can be counter productive in some work environments.

If there is nothing else and you need someone to talk to, please try the Samaritans. Quite often just the act of talking helps reduce the feeling of pressure and depression.., and maybe talking will lead to you figuring out a way you can feel in control again.

I hope this helps and sending lots of hugs.

Blackpool_Saver

How disgusting that the man can let you be in this position, and they say we have equality, we do not. I feel so angry as I was in this position myself.

What a terrible mess, the only thing I can think of is living on credit until they sort it out.

Would you consider a food bank, I know, I know but you must eat to look after the children. (((((big hugs))))

Poppie68

I think you need to be speaking to your GP the stress and depression warrants a fit note which hopefully will give you some breathing space with your job..do they pay sick pay?
Ask your GP about vouchers for the local food bank...absolutely no shame in asking for help.

Speak to your landlord and explain the situation....it's so much better than trying to avoid them...do you qualify for housing benefit?..speak to your local housing benefit office.

Is there anything saleable in your house?.... amazing what you find when in need.

Contact the CSA tomorrow and start a claim for support.

And lastly put the kettle on and sit down with a nice brew and take a breath, think of all this as a glitch and imagine 6 months from now when everything will be sorted and your life will be in order.



EDIT: Sorry meant to say...you will not be made homeless overnight from what i understand 'eviction' can be quite a lengthy process(maybe wrong)...if you need advice on that there is a homes and renting forum which is excellent for advice....

Dullville

Maybe you shouldn't of looked at his phone then..

Poppie68

Dullville wrote: »

Maybe you shouldn't of looked at his phone then..

Not very helpful to someone who is seems to be on the edge of a breakdown...just for the record i would bloody look at his phone too...

Blackpool_Saver

Dullville wrote: »

Maybe you shouldn't of looked at his phone then..

You said that just for effect, this man had already proved to be untrustworthy.

Dullville

Blackpool_Saver wrote: »

You said that just for effect, this man had already proved to be untrustworthy.

Where in the opening post did it mention anything about the husband being "untrustworthy" ?
For all we know it could of been the wife's indiscretions or behaviour that caused them to split first time round.

Poppie68

Dullville wrote: »

Where in the opening post did it mention anything about the husband being "untrustworthy" ?
For all we know it could of been the wife's indiscretions or behaviour that caused them to split first time round.

The husband is txting another woman telling her he is only back because of the kids and recieving messages and pictures from another woman while back with his family...thats untrustworthy.

Blackpool_Saver

Dull in the head didn't read that ;-)