We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Should I be negotiating a lower price?

13»

Comments

  • redonion
    redonion Posts: 215 Forumite
    Kua wrote: »
    I'd also like to figure out the point of no return. I now have my mortgage application ready to send once I have collected a couple more documents.
    Exchange of contracts. Happens after you get your mortgage offer, so you're likely weeks / months away yet.
  • teneighty
    teneighty Posts: 1,347 Forumite
    If the environment agency site says it is not in a flood risk zone then it isn't "flooding"


    It is water ingress from rising ground water and to the best of my knowledge is not an insurable risk and therefore does not need to be declared.
  • Kua
    Kua Posts: 303 Forumite
    Part of the Furniture Combo Breaker
    Well, if that's true, that is good news indeed :)
    teneighty wrote: »
    If the environment agency site says it is not in a flood risk zone then it isn't "flooding"


    It is water ingress from rising ground water and to the best of my knowledge is not an insurable risk and therefore does not need to be declared.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture