Insuring the landlords contents???

Debt_Free_Chick

I agree that you can not be forced to insure the LL's "contents", fixtures, fittings etc. However, tenant will be liable for the cost of putting right any damage they cause including damage due to misuse.

As others have said, a good tenant's insurance policy usually has the option to include accidental damage to the LL's contents and the additional cost is not enormous.

sofaspud1234

Pixie5740 wrote: »

Did they also take a deposit from you? It's absolutely scandalous what Letting agencies are getting away with in England & Wales. In Scotland all they can ask for is the deposit and rent, none of these other fees, charges and insurances.

Yes they took a deposit, but the fittings in are high quality, and therefore gave me peace of mind having the insurance in place should anything be accidentally damaged.

Guest101

sofaspud1234 wrote: »

Yes they took a deposit, but the fittings in are high quality, and therefore gave me peace of mind having the insurance in place should anything be accidentally damaged.

Until u claim, pay the excess and have increased premiums? Each to their own, but as others said not enforceable

allthingsmustpass

The agent gets a fee for getting business for the insurer. It cannot be a condition of the tenancy and I would threaten them with reporting them to a regulating body, perhaps they are a member of one.

Your only obligation is to return the property etc in the same condition as they were in when you took on the tenancy accounting for fair wear and tear. If there is a cost to pay to get it back into that condition it is up to you how you fund it, it could come from your cash in the bank or from a payout of an insurance policy you have made a claim on. Either way its none of the agents business.

Personally I don't insure but thats up to you, not them.

sofaspud1234

allthingsmustpass wrote: »

The agent gets a fee for getting business for the insurer. It cannot be a condition of the tenancy and I would threaten them with reporting them to a regulating body, perhaps they are a member of one.

Your only obligation is to return the property etc in the same condition as they were in when you took on the tenancy accounting for fair wear and tear. If there is a cost to pay to get it back into that condition it is up to you how you fund it, it could come from your cash in the bank or from a payout of an insurance policy you have made a claim on. Either way its none of the agents business.

Personally I don't insure but thats up to you, not them.

We arranged our own insurance nothing to do the with the LA so they are not making anything out of it. We had a problem with our drier in the utility room and the pipe came off ..water under the drier..pleased we were insured.