do I have to pay the £100 joining bonus back to Halifax?

bellabooski

Hi everyone
just a quickie.I opened a Halifax rewards current account a couple of months ago and I'm not happy with the service I've had from them.
If I leave them do I have to pay back the £100 switching bonus?
Thanks in advance for any replies

Hominu

What do the T&Cs say?

If you switched your DDs and credits a few months ago, then I'd say not, but its the T&Cs that govern this.

bellabooski

Thanks for your prompt reply Hominu.The way I read the t&cs it looks like I would have to repay the £100.They would also take it back if I didn't stick with the eligibility criteria.
I 'll just keep the account ticking over for a while and see how things go.

Hazzanet

I recently opened a Halifax account and took advantage of the £100 offer.

The whole 11 days I managed to stay with them was a debacle from beginning to end. Managed to pocket £100 joining bonus, £15 for not paying the bonus when the t's and c's said it should be paid, and £35 for mucking the application up.

Closed the account after 11 days, pocketed the cash and they haven't chased me for it yet.

bellabooski

Hi Hazzanet, thanks for your reply.Mine is a similar scenario with Halifax and they've even got me down as having a joint account...with MYSELF!
I think I will leave them and take my chances over the £100.If they chase me for it then it will be worth it to get rid of them.:)

nwc389

The chances are that you would not be chased - for the life of me I couldn't tell you which dept would follow that up and how the hell they would enforce it .

bellabooski

thankyou nwc389

anotheruser

If you have zero DD's on your "old" account, are you still eligible for the £100?
I have a spare account I don't need so was thinking of closing it but I might as well get £100 for it if I can.

bellabooski

Hi anotheruser, If it helps I switched from a virtually unsused account without any dds on it.When the new Halifax account was up and running I just set up 2 dds manually