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When applying for house insurance does flooding of a cellar have to be declared?
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Kua
Posts: 303 Forumite
This is for a house I am buying. A few centimetres, a few times in past ten years apparently.
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Comments
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Yes.
Non-disclose could void a future claim.0 -
warwicktiger wrote: »Yes.
Non-disclose could void a future claim.
When I include it, literally one insurer will quote me and that for £1k plus/year...0 -
See if a local broker (who will know the area and sympathetic insurers - not swinton) can help.0
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You must disclose this to potential insurers. If you have dates, causes of the flooding, claims values, any preventative measures implemented this will help.
You could try
http://www.homeprotect.co.uk/property-condition/flooding-insurancehttp:
//www.adrianflux.co.uk/flood-risk/0 -
Yes, it must be declared, otherwise you'd be wasting your premium, because if you ever claimed (even if it wasn't flood-related) they could void the policy.We need the earth for food, water, and shelter.
The earth needs us for nothing.
The earth does not belong to us.
We belong to the Earth0
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