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Reclaiming Bank Charges On Old Account
Comments
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I'm sorry, i don't mean to be pedantic but this was taken from this site under the 'definition of financial hardship'
This site does contain errors and opinions which may not be right. It may be that someone got lucky on one occassion, made the site aware of it and they changed the article.
You are not going into debt management. You are already there. The amount you need to repay over a defined period has taken place already.
Bankrupts dont have any right to any refund. If the bank refunds, it goes to the official receiver. However, if you are not bankrupt but looks to be heading that way then you would qualify.Continually living off credit. You're living off credit and regularly need to increase your credit limit.
That one also isnt grounds for hardship. It could be someone living a consumer lifestyle who just spends more than they earn to keep up with the Jones'.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Natwest just phoned me. They have written off my debt to them
Just goes to show, i'm glad I didn't take any of your advise! lol 0 -
I thought you were attempting to re-claim old bank charges?funkyphantom wrote: »Natwest just phoned me. They have written off my debt to them
You never asked or mentioned anything about debt being written off?funkyphantom wrote: »Just goes to show, i'm glad I didn't take any of your advise! lol
I'm glad we didn't actually give you advice about having debt written off!:mad:0 -
funkyphantom wrote: »Natwest just phoned me. They have written off my debt to them
That was quick! - Some three hours after your last posting. :T0 -
Yes, hardly worth the OP posting...bengal-stripe wrote: »That was quick! - Some three hours after your last posting. :T0
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