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Property owned by seller less than 6 months

2»

Comments

  • Gwhiz
    Gwhiz Posts: 2,322 Forumite
    Part of the Furniture Combo Breaker
    JulieJJJ wrote: »
    It will be 6 months, but my concern is less about the formality of the mortgage (that, according to a few brokers I asked, can be sorted), but more about legal stuff, is there any danger any past owners or their relatives will start claiming the flat back e.g on the ground they were pressurised into the sale, in bad mental health when they signed the document etc?

    I know it sounds paranoid, but it did happen to me before, albeit as I said not in the UK, hence the reservations. And yes, it can happen later as well, but probably the ghosts of the past are very remote when smb owned for 5 years?

    You are being paranoid.

    You're solicitor will ensure clean title.
  • [Deleted User]
    [Deleted User] Posts: 7,323 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 5 December 2013 at 1:47PM
    Yep totally agree.., you have a reasonable explanation as to why the property is for sale again so quickly (which would be the issue I'd be questioning).

    Its not likely in this country that title will be argued about in the sense you are talking about. We don't know the background of the sale you had problems in the past (and I'm not asking lol) but its likely that there was an effort to use a loophole in the law in that country which doesn't apply here because of the searches that are done. You could raise this issue with your solicitor and receive advice from them on whether you could experience a similiar thing again here. Far better than posting on here to be honest because we don't know the details and the vast majority of us can't really advise on the law with the same weight.

    Remembere, we haven't experienced any mass take over of land recently due to border changes that not everyone will agree with, leading to homelessness of a certain part of the population. Also our mental health laws are quite strong, protecting someone with questionable mental health from these situations. I realise your previous experience will have left an imprint but the situation isn't the same here as far as I am aware (not saying its perfect here of course).
  • Yorkie1
    Yorkie1 Posts: 12,314 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The 6 month limit doesn't apply if the seller is a developer, I believe anyway.
  • JulieJJJ wrote: »
    It will be 6 months, but my concern is less about the formality of the mortgage (that, according to a few brokers I asked, can be sorted), but more about legal stuff, is there any danger any past owners or their relatives will start claiming the flat back e.g on the ground they were pressurised into the sale, in bad mental health when they signed the document etc?

    Even if this were the case, any claim would not be against you, but against the seller. Relax :)

    Once the sale goes through, the property is yours and no longer has any connection at all to the previous owner(s)
    Warning ..... I'm a peri-menopausal axe-wielding maniac ;)
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