Part paying with credit card - still protected?

zebidee1

OH is about to shell out a good few thousand for a motorbike this weekend. Dealer has told him if he pays by credit card then he will have to pay a 2.5% surcharge.

We have the actual cash sitting here, so don't need credit but I've got a niggle that says paying cash is not a good idea.

Could we pay most of it in cash and a small amount £100/£200 with a credit card just so we have some sort of comeback....or is that just not how it works? 2.5% on £100/£200 isn't that much so are we better to do that or not?

Any advice welcome. TIA.

thumshie

according to this http://www.fool.co.uk/news/your-money/credit-cards/2006/03/24/two-crucial-credit-card-changes.aspx you'd be covered..

zebidee1

Thanks thumshie, I was trying to find something like that but was getting nowhere fast.

OH has already paid £100 deposit by cc to hold the bike so that'll be enough to cover us judging by the report in your link.

Only thing is, it doesn't actually say on the invoice he got, what the £100 is for. It only says..... 'Deposit - Sale No. XXXX - £100. I wonder if it would be an issue since the actual item or total price isn't stated?