Worth doing a BT ?

CBU2004

£290 from a 39.9% APR (£14.00 est this months interest)
To a 19.9% APR (2.9% handling, about £8) ?

Vanquis to ASDA btw.

[Deleted User]

Depends on how long it will take you to pay off. More than a couple of months, then yes.

And assuming Vanquis allow the BT - they have problems in this regard.

CBU2004

Deleted_User wrote: »

Depends on how long it will take you to pay off. More than a couple of months, then yes.

And assuming Vanquis allow the BT - they have problems in this regard.

They allowed my last one of around £600.

And wouldn't it be fine if I paid like January, because the BT costs £8, whereas leaving it on Vanquis then I would be hit with around £14 interest

[Deleted User]

You'll be charged around £5 interest on the Asda card though, in addition to the fee, so you don't save much in a single month.

CBU2004

Deleted_User wrote: »

You'll be charged around £5 interest on the Asda card though, in addition to the fee, so you don't save much in a single month.

Ah yea I see

Thanks