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Changing digs and coming out of my cave... for a wee while atleast :)
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So with all the pensions excitement going on where am I up to with the floor
Oh just shy of Half way there, 4 days in and nearly Half way there
I am planning on being finished by Sunday at the latest ... Then it's gonna be a case of scrub scrub scrub till next Saturday when I'm hoping Mr El will put the first coat on whilst I am at basket making class ( it's a shopping basket this time ) then I will do coat two on Monday and coat three on Wednesday then by the following Friday, just in time fore being night shift I will start to move the furniture back in and then over that weekend ( so two weekends away) hopefully all will be finished with the decorating and then it's the cleaning, that is gonna take me a few weeks to do the stour is everywhere
But slowly by the end of April beginning of May it should be done, beforehand attention turns to the garden in earnest
Will need to do some planting again shortly though0 -
Ooh, I'm intrigued by your pm-ing with GG - tho I confess, I can't understand other people's calculations on here, I've got some brain cells missing or something - talk is fine, but calculations, I turn into a statueKc thanks ( and for the Facebook post as well) it does make a lot of sense, I certainly don't want to be jumping up and knee jerk reacting, but I do think it's good to think about it every now and then ... Although tbh I se to think about it a lot

If its an idea, though, yes please, me too :rotfl:
For some of the timeAre u planning on retiring to France ?
i.e., not permanently, but wouldn't mind living in a French holiday village for a few years. Or a camper van.
Thats the one! Its brill, I *think*.Ps do u have a link to the monevator dark tax thing ? I so need to catch up with diaries
http://monevator.com/financially-independent-in-10-years-a-plan/
This it ?
Pretty good!So with all the pensions excitement going on where am I up to with the floor
Oh just shy of Half way there, 4 days in and nearly Half way there
Thats fantastic! I didn't know you were doing that :T:T:TI am planning on being finished by Sunday at the latest ... Then it's gonna be a case of scrub scrub scrub till next Saturday when I'm hoping Mr El will put the first coat on whilst I am at basket making class ( it's a shopping basket this time )
This is why I'm desperately trying to get all my mulch down - maybe I should say, before the end of this month - so it has a chance to work into the soil, and then I can plant in June, say, to give everything a good chance to make roots before winterBut slowly by the end of April beginning of May it should be done, beforehand attention turns to the garden in earnest
Will need to do some planting again shortly though
Sorry about the length of this
2023: the year I get to buy a car0 -
Note to self: don't say it, it's just a cheap shot..... oh go on then.....I am at basket making class ( it's a shopping basket this time )
always suspected you were a basket case El :rotfl:.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Please don't apologise I like a good natter

Pension idea isn't much tbh ( although GG and Tilly will be exhausted reading it )
Will forward you what I have if it helps ? It's just our plan ... Certainly not right for everyone ... But should work for us
I'm very intrigued with the dark tax and have been giving it some thought tbh
If I were to not include mortgage payments and ISA payments then yes we are there ... But we pay the mortgage etc so it's not feasible just yet ... Note the just yet though
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Note to self: don't say it, it's just a cheap shot..... oh go on then.....
always suspected you were a basket case El :rotfl:.
I am
and proud to be so 
Oh forgot to tell you all
Had a visit from TVL ( t.v license people) on Monday, I didn't answer the door as I was night shift ... But it didn't take them long
I don't miss the tv at all I must say0 -
Yes please, El, if I can understand it, it will bring me forward - you sound like you've really got your fingers on the pulse.
As for the tv people, I've had 2 or 3 periods of not having one, months at a time, and never a visit - I always unplug the aerial, wind it up like a lasso, and put sticky tape over the socket, so they can see perfectly well its not in use.2023: the year I get to buy a car0 -
We've pulled all the Ariels out Kc so we should be ok ... But I'm not happy with them coming into my house tbh
Forwarded the PM's I sent GG ( the ones about my pension only
) 0 -
Got them and replied, El - and I agree, I'm not happy about them coming into my house - and that made me google it
http://www.tvlicensing.co.uk/about/foi-administering-the-tv-licensing-system-part-2-ab20/
Ta-da! Thats it, they're not coming in
2023: the year I get to buy a car0 -
My house is driving me crazy ... Went out at the weekend bought a belt sander and more treatment stuff for the floors, belt sander burnt out tonight so we need to get that replaced
I feel like I'm living in a dump, I'm not the most house proud of people but the mess and dust is driving me crazy, this has been going on for over a month now
Me El's stress and depression are not doing too good with it all either, so that's another wee stressor to watch out for
Ahhhhhh we will get there I know we will but I tell ya any thoughts ( not that there were any) of building a house have been put so far back they ain't even in the milky way ... I now remember why we don't decorate every couple of months lol0 -
That sounds tough, El - I always think I don't care about my surroundings, and then I tidy up and realise how big an effect it has, to live in clean, tidy surroundings! Hope you've both got the energy to keep going to get it all sorted.2023: the year I get to buy a car0
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