We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Clever phishing attempt

I can normally spot a phishing attempt without opening the email, but this one made me look twice.

Was an email from a bank that I use entitled "Your Account Summary".
In the email they say that to combat cyber crime (clever double-bluff) they have changed their electronic services (this is the bit that I think is very clever, as it would explain why the page you end up on doesn't look exactly the same as the one that you are used to) and that you should click the link and enter all your details (ok, so that's not so clever - that's just phishing).

Thought I'd use this as a reminder to people to never click links in emails from "your bank" asking you to log in or enter your details - however convincing the email looks.

Comments

  • Sounds a fairly basic attempt to be honest.

    The salutation of "Dear Customer" or "Dear valued account holder" is normally the biggest giveaway
  • rb10
    rb10 Posts: 6,334 Forumite
    The salutation of "Dear Customer" or "Dear valued account holder" is normally the biggest giveaway

    Although this is complicated by the fact that genuine Natwest emails start with 'Dear Customer'.
  • ColdIron
    ColdIron Posts: 9,960 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    I'm struggling to spot the clever bit
  • Uxb
    Uxb Posts: 1,340 Forumite
    I've seen a much more clever one on a friends computer that pops a browser window up which is pretending to be a pop up screen from your antivirus program during a scheduled scan - indeed it is an exact duplicate of it and listings various trojans it has "found".
    It then invites you to click a button to 'clean' the computer - which of course downloads and install the real trojan file if you do.

    Closing the browser window reveals that it was instead merely a webpage simulating an antivirus program popup.
    The pop up was simulating the MSE antivirus program and MSE was indeed installed on this computer.
  • Atidi
    Atidi Posts: 943 Forumite
    ColdIron wrote: »
    I'm struggling to spot the clever bit

    Perhaps you've got to be clever? :D
  • rb10 wrote: »
    Although this is complicated by the fact that genuine Natwest emails start with 'Dear Customer'.

    Dont know, never had emails from them.

    I know with Barclaycard they do address you as Cardholder or something similar in marketing emails but in operational ones they do use your name.
  • JimmyTheWig
    JimmyTheWig Posts: 12,199 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    ColdIron wrote: »
    I'm struggling to spot the clever bit
    I thought it was better worded than most of the rubbish I receive. Thought it was clever that they'd come up with an explanation of why the screen you end up on looks different to the screen you normally see.

    Maybe they all do that these days. Maybe the clever bit was that it got through Hotmail's spam filter.


    I'm not saying that it was so clever I almost fell for it!
  • angelsmomma
    angelsmomma Posts: 1,192 Forumite
    Part of the Furniture Combo Breaker
    I have had loads from natwest this last few weeks and several of them got through the spam filter in hotmail. I don't bank with them so it was easy to spot.
    Life is not the way it’s supposed to be. It’s the way it is. The way you cope with it is what makes the difference.
  • maas
    maas Posts: 512 Forumite
    Part of the Furniture 100 Posts I've been Money Tipped!
    Sounds a fairly basic attempt to be honest.

    The salutation of "Dear Customer" or "Dear valued account holder" is normally the biggest giveaway

    Yeah, Dear Customer is usually the big give away as they fire out the email to millions of email addresses en mass.

    Of course that's not to say if it begins with your name that it's genuine but if it starts Dear Customer, triple check it.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.