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Personal vs Local Authority searches?

MarcusAurelius
MarcusAurelius Posts: 116 Forumite
in House buying, renting & selling
Hi all,

Am buying a flat and need to choose between a personal and a local authority searches. What are the benefits and drawbacks of each?

Thanks!

Comments

  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Personal search has no legal come back if, say, the LA give wrong/misleading information.

    Personal search will not be acceptable to a mortgage lender if you have one.

    Personal search will be quicker/cheaper.
  • MarcusAurelius
    MarcusAurelius Posts: 116 Forumite
    G_M wrote: »
    Personal search has no legal come back if, say, the LA give wrong/misleading information.

    Personal search will not be acceptable to a mortgage lender if you have one.

    Personal search will be quicker/cheaper.

    Ha! The solicitor tells me the personal search they are using is good for a lender.

    You mention legal come backs. What disputes may arise in case of a leasehold that I should be aware of?
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Well if the lender is happy that removes one problem.

    The search will not show anything related to the lease.

    This may help,or check any council website,or google 'property searches':

    http://www.tameside.gov.uk/searches
This discussion has been closed.
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