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2014 mfw
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No 26. £500 overpaid
Tini xMort Dec 11 - £100kMort Dec 13 - £83kOriginal MFD - 2032 ** Aim MFD - 2026 ** Now 20210 -
My regular overpayment of £642.54 went in today.
Then I had a small pay increase and August to November backdating were included in January's pay - so I have 6 months pay increase of £91.65, just called to overpay that.
So number 24 - total overpayment for February is £734.19 so far pleaseInitial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580 -
MFW 110 reporting in - no OP for Jan, but OP £280 for FebMortgage 2nd Oct 2012 = £142,615.61
MFD - Dec 2041 :eek::eek:
Mortgage 20th Sept 2013 - £139,296.31
OP 2013 = £800
MFW 110 - OP 2014 - £867.50/£10000 -
No 16 popping in with our January OP of £318.Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
MFiT3 #86: Reduce mortgage from £146,800 to £125,000
Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 20360 -
68 - skaps Jan op total was GBP 865.87 and Feb op so far is GBP 500.
ThanksMFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different0 -
#112 Another tiny OP of £5.70 today. Would it be easier as mine are so tiny if I just post a monthly total?0
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#60 checking in with first OP in Feb of £216, making my running total now £496. I think I am slightly behind target.
Stash Busting Challenge Made 16 / 50 (Get blimmin' organised!)
MFiT - T3 #158 [STRIKE]£76920[/STRIKE] £66962 reduce to £57K by Dec 2015 - MFD Dec 2022
Mar AFD 9/18
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Number 83 reporting £1000 for February0
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Number 67 reporting that
I'M DONE!!!
Please put me down for £4,200 which completes my challenge this year and I am officially mortgage free.
So Excited !± :beer::j:beer::j4 February 2014 - Mortgage Free
MFW14 no 67 - overpayment goal £6,200/£6,200
Save 12k in 2014 no 142 - savings goal £5,300/£12,0000 -
No 100 here - Made a small overpayment for Feb for £65 will be adding to it when I get paid at the end of the month.
If I make an overpayment of more than £500 (which I usually do) I have the choice to reduce my monthly payments from the next month or reduce the term instead. What is better to do please.0
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