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2014 mfw
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#116 £7 op"Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris0
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Not had a chance to read back but posting my £50 overpayment before I forget (op #1 for 2014 mfw #1) :-) Cashback from Capital One. No more for this month. Christening in two weeks for my baby and my 2yr old. And have bought some bits in the sales too
2016 MFW OPd £2000, 2015 MFW OPd 3000 then bought new bigger house with bigger mortgage.Beautiful boys born May 2011 and October 2013
MFW OPd 2014 £2000 2013 £9700 2012 £2848.39 2011 £2509.58 2010 £11000 2009 £112002008 £4939
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No 17:OP of £21 today. ThanksMFiT-T4- reduce mortgage from 61000 to 40000
2018 MFW no 17 : 8000/10100.00. 2019 MFW no 17: 2150/8000
MFIT-T5-completely clear my £35000.00 mortgage0 -
Yorkielass wrote: »Finally got round to phoning Co-op to overpay my Tilly Tidies from December £6.92. Staff on their phones have always all been lovely, got a stroppy one today who said I couldn't overpay such as small amount! I got him to change his mind though.
So overpayment of £6.92 for number 24 please.
I really liked this post and your perseverance :T
I use the payment a day (PAD) threads as motivation for paying off debt and still get a kick when my CC statement is about 10 pages long with all the little payments I make every day LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt
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No 129 can I please change my target to 4k as my mortgage is taking its time and may fall too far behind in OP?Mortgage when started October 2011 : £94,134
Total mortgage balance Mar 2016 [STRIKE]£78,417[/STRIKE] [STRIKE]£77,523[/STRIKE] [STRIKE]£76,181[/STRIKE] £72,001
Offset Saver account Mar 2016 [STRIKE]£45,238[/STRIKE] [STRIKE]£45,666[/STRIKE] [STRIKE]£47,593[/STRIKE] £52,093
Mortgage paying interest on Mar 2016 [STRIKE]£33,179[/STRIKE] [STRIKE]£31,859[/STRIKE] [STRIKE]£28,588[/STRIKE] £19,9070 -
Hi.
Overpayment of £1000 made.
Probably the last biggy overpayment in a whileMortgage 1: May 2012 £90,000 April 2020: £47,000
Mortgage 2: £270,000😱 Jan 2019 £253,000 April 20200 -
Started at last.
First op of £250. Thanks (number 13)0 -
550 paid off today, taking Jan total to 2550.
I'm now paying less than £12 interest a day (it was over 18 when I started!), and my balance is where it's supposed to be after 8 years (after only 3). Still a very long way to go!
Thanks JCL
(MFW 14)MFiT T3 no 115, MFW 2015 no 65
April 2011 balance when mtg started 300,000
March 16 2015 balance - 165,972
MFiT T3 target 190,000 - REACHED!!!!:beer:0 -
116- £13 OP today. :-)"Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris0
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#112 Tiny OP of £2.600
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