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2014 mfw

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  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Should get my mortgage balance down to about 1k end of 2014

    Sounds crazy for 1st time in my life I will be investing/saving beginning of 2015,an I'm 50+

    always been in debt

    more of a very good nest egg,when I'm 65/70

    I won't be rich,but I will be comfortable because I took this MF decision 5 years ago.

    g/l all
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • JCL
    JCL Posts: 574 Forumite
    Debt-free and Proud!
    Congratulations on reaching your target rockabelle and I'm sure everyone taking part in 2014 MFW will join me in wishing you all the very best for the new arrival when the time comes.

    This week's update is done. Some brilliant overpayments being made and great to have more people joining - it's never too late to join and start on your journey to being mortgage free.
    MFW 2015 #41 = £20,515/£20,515
    MFW 2014 #41 = £26,100/£25,000
    MFW 2013 #41 = £10,000/£10,000
    Original MF date = May 2036 - MF achieved on 15 June 2015
  • UnionGirl
    UnionGirl Posts: 182 Forumite
    No. 64

    £125 OP for August

    Thanks
    As my Mum always said "Look after the pennies and the pounds will look after themselves"
  • ecoelle
    ecoelle Posts: 1,585 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ecoelle logging in with July andAugust payments of £175 each. Also will be making the £175payment for September x
  • No.92 - first September payment of £100 :D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • greent
    greent Posts: 10,760 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No 35 reporting in with August total OP of £1238.50 :)


    Thanks :) x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    :wave:

    Total August MOPs of £1,024 for #69 please JCL!

    Now to tighten the belt for September ;)

    Thanks for keeping us going hunny!
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • pavlovs_dog
    pavlovs_dog Posts: 10,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #46 reporting an OP of £320.39, so we've hit target of £2k for the year.

    (strictly speaking we've exceeded up, as built in OPs since my last update will be in the region of £400).

    now changing tack and building up savings to tackle potential remortgage fees, product fees etc next year, so might not be around much for the rest of 2014
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • Caeraugirl
    Caeraugirl Posts: 588 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Hope you had a good holiday JCL. Some amazing OP's going on here lately, putting me to shame......

    #111 with September OP of £500 please. Still off target but OH has a savings plan maturing next month, think I have persuaded him to put most of it into Offset account so hope to redeem myself before the end of the year ;)
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 0/10
  • First september overpayment made today for no7 of £675.17. hope to find a few more pennies to overpay soon.
    mortgage 1 33,000. paid nov 2012 :D. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
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