FENSA- indemnity insurance

Boohbah

The purchasers solicitors have asked for indemnity insurance against the windows I fitted two years ago.

Do I have a right to refuse to give this insurance, and if I do refuse, what are the consequences.

papermoney

I guess the buyers could pay but really it's up to the seller to have all the relevent documentation.

I am going through something similar at the minute. The seller doesn't have documents to proof planning permission or building regs. I'm damn sure i'm not going to pay for this.

This is based on personal experience and i have no idea of the legal side.

Have you not got the correct paperwork then?

danuk

you don't have to pay anything mate, its up to you. You could go halves ...... depends how much it costs and are you willing to lose the sale or better still are they willing to lose the purchase lol.

*EssEncE*

I would say if your getting your asking price, do the decent thing and foot the bill. Simple fact is, your the vendor, you should supply it.

Where is the FENSA Certificate anyway, has it gone walkies?

Or did you get Bob and Brian the window fitters from over the road to fit them on the cheap one sunday afternoon? :rotfl:

Whereas if you've offered them a discount, hmmm, i'd say offer 50 / 50.

Be a gent :beer:

jewellie86

I wanted some advice and have never posted before so apologies if ive posted in the wrong place. We are in the process of buying a new property. The solicitor has informed us that the vendor h as no FENSA documentation for the front door and so they are willing to pay for indemnity insurance.
If we wanted to change the door in the future, would be be able to claim on the insurance. Does anyone know what the restrictions are?

Thanks in advance :j

Yorkie1

Indemnity insurance is generally to cover you against the costs of enforcement by the local authority.

Can't see why it would cover you in the situation you suggest, jewellie86.

maninthestreet

Whether you're buying or selling a property, and a FENSA cerificate has been lost, forget about getting indemnity insurance, just get a replacement certificate:

http://www.fensa.org.uk/asp/certificate.asp

jewellie86

Thankyou for your advice. There doesnt appear to be a fensa certificate on the website, seems like the company wasnt registered.

Richard_Webster

If we wanted to change the door in the future, would be be able to claim on the insurance.

Why should you claim if you want to change the door? If you have a new door and it is more than 50% glass then you will need a new FENSA certificate for that.

All the insurance does is pay out if the Council take enforcement action because they say the door does not comply with the Building Regulations - which they are highly unlikely to do. No cover if the door falls apart.